India’s first Insurtech Consulting Platform for Employees and Businesses
Why Elephant Insurance?
We are India's first Insurtech consulting and advisory platform providing a one-stop solution for all insurance requirements of Corporate Employees.
We were born to empower corporate employees and give them the Muscle of Corporate - Corporate Superpower! And we are not alone in this.
We are backed by India's leading insurance brokering house - Alliance Insurance Brokers Pvt. Ltd., and the legacy continues!
Corporate Superpower
Being a corporate employee you have superpowers. With Elephant Insurance, you can use them to get killer prices and best-in-class service.
AI-based Recommendation
Say hi to Laxmi - the Artificial Intelligence, who is a friendly advisor and will hand-hold you through the entire process and recommend a solution that is a perfect fit for you.
Handpicked Insurers
Insurance companies have been handpicked basis their service, prices and claims paying capability to create a smooth experience.
Right Insurance at Best Price
Being a corporate employee can be advantageous. We ensure you don't get the cheapest insurance but a right insurance meeting all your needs at the best negotiated price.
Instant Policy
No more waiting for the physical policies, which used to be lengthy and time consuming. Employees can now print or download the policy immediately after a successful payment!
Assistance from Experts
Getting into the world of insurance can be complicated, but with the presence of Elephant Insurance, no more! We have leading insurance experts that can help guide you through the entire process, making it a cakewalk!
Digital Relationship Manager
You may need help any time after you buy a policy and for the same reason, you get assigned with a dedicated digital relationship manager for any support. Someone's always there to rescue!
Best-In-Class Claim Service
Things do go wrong! But our experienced and dedicated claims experts will help you manage your claims effortlessly.
Lifetime Personalized Account
Who doesn't like to have everything under one roof? You will be provided with a lifetime personalized account for seamless policy management.
Renewal Management
You will get regular automatic renewal notification and reminders before policy expiry, ensuring the policy is renewed on-time, easily and quickly!
Our exclusive offers. Just for you.
A cost-free employee-benefit initiative for the corporate employees.
30+
Insurers
On-boarded with the likes of ICICI Lombard, Bajaj Allianz, HDFC Ergo, Star Health, Tata AIG, Future Generali, Care (Religare), Go Digit, Max Bupa, HDFC Life, ICICI Prudential, Max Life, Bajaj Allianz Life, Kotak Mahindra, Tata AIA, PNB Met Life and many more.
100+
Corporates
On-boarded with the likes of Vantage Circle, BenefitHub, Trrain Circle, Hexaware, AGS Transact, Wildcraft, Udaan, Informatica, Jubilant Generics, Wissen, Katerra, IDBI Bank, Privi Organics, Prolifics, Netcore Solutions, Sentiss Pharma, Edureka and many more.
10+ Lakh
Employees
Enjoying their Corporate Superpower with Elephant Insurance.

Your one stop insurtech platform now at your fingertips!

Get the Right Insurance at the Best Price, every time with the Elephant.in App. Avail Exclusive Discounts and Corporate Offers on your insurance needs, using your work email id

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We make insurance simpler and easier for the corporate employees, by filling the gap in the current insurance market.
The Direct Benefit to the Employers:
It is very common for the employees to feel stressed about the finances, and in such a scenario it directly affects the businesses and its growth. Financial wellness of the employees is directly related to the overall wellbeing of the business as if they are financially sound, they will show better productivity towards their work.
It all boils down to choosing the right insurance for your employees, and you can act as the guiding star for them.
Here are a few direct benefits employers can get:
Money
Increase Financial Quotient
It helps employees get more educated and aware about their finances
Structured Planning
It will help employees plan their finances better and be at ease.
Secured
Secured Employer Platform
Making insurance management easy for employees, so that they can be more focused and productive at work.
Our latest Insurance articles & videos
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    Published on: 15th Mar 2023
    Why Corporate Employees Must Purchase Insurance from Elephant.in

    Elephant.in is India’s first Insurtech consulting platform offering a one-stop solution for all the personal insurance needs of corporate employees.

    Employees often seek various insurance plans to strengthen their financial capability and secure their future. By empowering them with Corporate Superpower, we offer various coverages to keep their present and future financially secured.

    Powered by Alliance Insurance Brokers Pvt. Ltd., India’s leading insurance brokers, nothing but only the best insurance plans at the best price are provided.

    A Sneak Peek of Benefits Offered by Elephant.in

    When employees use their Work Email ID, they get access to following benefits at Elephant.in:

    #1. Corporate Superpower

    Corporate employees deserve the right to feel taken care of and that’s exactly what is done. They are guarded with superpowers that allow them to get the best insurance policy at economical prices and top-notch service.

    #2. Handpicked Insurers

    Packed with carefully chosen insurance companies, employees can rest assured about being helped with the best plans in line with – their requirements and paying capability, along with the best customer service.

    #3. Instant Policy

    Get over those traditional physical policies that were time-consuming, lengthy and extremely annoying. As soon as the payment is made, employees can either download or print the chosen policy.

    #4. Digital Relationship Manager

    After purchasing a policy, having questions or expecting some help is natural and that’s not neglected. Each employee is backed by a dedicated digital relationship manager to help with such matters and offer peace of mind.

    #5. Lifetime Personalized Account

    Looking for one thing and hunting from place to place is annoying and takes ample time. This is why employees these days expect everything together in one place. Making it a reality, employees are given a lifetime personalized account to manage their policy effortlessly.

    #6. AI-based Recommendation

    The artificial intelligence, Laxmi, works like a friendly advisor for every employee and guides them throughout the process. Laxmi also suggests solutions or recommendations it believes might prove helpful for an employee.

    #7. Right Insurance at the Best Price

    There are a couple of benefits corporate employees can reap. They are told about various insurance plans with each one of them having their own benefits. This way, employees are helped in picking the best insurance that covers their needs at the best possible negotiated price.

    #8. Assistance from Experts

    Gone are the days when stepping into the insurance space was a troublesome, complicated and severe headache. Professional insurance experts simplify everything and make the whole experience a lot easier than they thought.

    #9. Best-in-Class Claim Service

    Nothing is certain and insurance plan claims are no exception. However, skilled and determined experts are always at the beck and call of the employees to help them get what they deserve. In other words, claims are managed easily.

    #10. Renewal Management

    Timely automatic renewal notifications are shared to remind the employees before the policy is about to expire. This ensures that they renew the policy on time and that too in a quick and easy way. Simply said, attention is given so that payments are not delayed.

    A Zero Cost Insurance Consulting Platform for Corporate Employees

    Elephant.in has a vast clientele and a number of trusted insurers, two factors that speak for the company being a genuine and reliable choice for corporate employees. More than 10 lakh employees have benefited from their association with these talented professionals and are continuing to do so. Combining these reasons together make Elephant.in a great pick for everyone who belongs to the corporate world.

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    Published on: 26th Dec 2022
    What is Covered Under a Comprehensive Car Insurance Policy?

    Mainly, there are two kinds of car insurance policies – Third Party Liability Coverage and Comprehensive Coverage.

    Before talking about Comprehensive coverage, first, let’s quickly go through the Third Party Liability Coverage.

    As per the Indian Motor Vehicles Act of 1988, every individual who owns an automobile, or any other type of vehicle for that matter, is required to have third-party liability coverage.  This coverage offers financial security against losses or damages brought on by the insured’s car to a third party. It pays the third party back for any property loss, physical harm, or unintentional death.

    What is a Comprehensive Car Insurance Policy?

    A comprehensive car insurance policy protects the insured against both third-party liabilities and their own damages.  Since it protects you financially from any damages that may occur unrelated to a collision, it is sometimes known as “other than collision” or “own-damage” car insurance. Any unanticipated events, including accidents, fires, thefts, and natural disasters, are covered by a comprehensive car insurance policy. Thus, both the insured and the third party are covered.

    The Advantages Of Purchasing Comprehensive Car Insurance

    Any unanticipated occurrence, except collision, is covered by a comprehensive auto insurance policy. It also provides coverage for losses sustained in an accident. Here are some of the many additional advantages of this “other than collision” cover:

    • It offers your vehicle the finest degree of protection possible
    • With comprehensive automobile insurance, you may claim damages suffered in such circumstances even if you were at fault in an accident
    • It covers claims made against you in court, including legal costs, as a consequence of an accident
    • Financial security and peace of mind
    • Financial aid if your car is written off
    • In contrast to third-party insurance, it protects against damage to your own vehicle during an accident

    What Is Covered by Comprehensive Insurance?

    Comprehensive car insurance covers the 3 following things:

    1. Third-Party Liability

    • Damages caused to the property of the third party.
    • Death or injuries caused to the third party.
    • Death of the insured vehicle’s owner.
    • At an additional premium, the demise of the insured vehicle’s driver is also covered.
    • At an additional premium, the demise of the passengers travelling in the insured vehicle is also covered.
    • At an additional premium, the permanent total disability of the insured vehicle’s owner, passengers, and the driver is also covered.

    2. Own Damage

    • Natural disasters like storms, floods, earthquakes, tornadoes, hurricanes,  etc.
    • Damage suffered in an accident involving the insured vehicle.
    • Terrorism
    • Explosions, fire, and civil commotions
    • Falling objects
    • Stealing and damage

    3. Personal Accident Cover

    • Death of the life insured
    • Loss of two limbs, loss of vision in both eyes, loss of one limb, or loss of one eye.
    • Permanent disability due to injuries other than those already mentioned.

    What are the Exclusions of Comprehensive Insurance?

    If an accident causes damage to your automobile, you cannot file a compensation claim without having comprehensive coverage at the time of the accident. Similarly, several items are not covered by comprehensive auto insurance:

    • Depreciation
    • Natural deterioration of the vehicle (wear and tear)
    • Mechanical or electrical failure
    • Damages to the car resulting from a driver driving without a legal license
    • Damage brought on by drunk driving
    • Damage incurred from intoxicated driving (under the influence of drugs)
    • Independent tire and tube damage (not due to a covered collision)
    • Vehicle loss or damage caused by mutiny, war, or nuclear risk

    Conclusion

    There is no doubt that a comprehensive car insurance policy typically offers broader coverage. However, Please note that each policy is unique, and you must read it thoroughly to understand the inclusions and exclusions.

    In case of queries, feel free to write us at support@elephant.in or call at 1800 266 9693.

     

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    Published on: 16th Dec 2022
    Section 80D: How to save tax on health insurance premiums paid

    Every year at this time, people start talking about taxes and investments that can reduce their taxable income. And it’s crucial that you only use legal ways while trying to lessen your tax burden. Elephant.in can help with that.

    In this article, we have outlined a legal strategy you may use to not only reduce your tax burden but also create a sizeable fund for you and your family’s health emergencies.

    One of the legal tax-saving avenues is Section 80D of the Income Tax Act, which allow you to get tax benefits on health insurance premium(s) paid from your income up to a limit of ₹ 1,00,000. Let us understand this Section in detail.

    Health Insurance Tax Benefit in India

    Under Section 80D, you can avail income tax deductions against healthcare-related expenses and payment of health insurance premium. The amount of tax deductions that you can claim under Section 80D depends on the number of people included under the health insurance coverage as follows:

    • A policy that covers individual, spouse, and children (no member is a senior citizen) – a maximum of ₹ 25,000
    • A policy that covers individual, spouse, and children + parents who are not senior citizens – a maximum of ₹ 50,000
    • A policy that covers individual, spouse, and children + parents who are senior citizens – a maximum of ₹ 75,000
    • A policy that covers individual, spouse, and children where you or your spouse is a senior citizen + parents who are senior citizens – a maximum of ₹ 1,00,000
    • Section 80D also covers payment made for preventive health check-ups, critical illness life insurance plan and other health-related riders provided under a life insurance policy.

    It’s almost the end of the third quarter of the current financial year and is the right time to start planning your investments for the year and save some of your hard-earned tax money.

    You can visit Elephant.in to choose your preferred insurance company, compare various plans and buy the one that best fits your requirements.

     

    Tax Disclaimer: Tax benefits are defined by the Income Tax Act of 1961 and are subject to any future changes. It is suggested that you consult with a tax consultant.

    Source: https://incometaxindia.gov.in/

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    Published on: 16th Dec 2022
    Section 80C: How to save tax on life insurance premiums paid

    People begin discussing taxes and investments that can lower their taxable income around this time of the year. It’s vital that you only reduce your tax bill using legal means. That is where Elephant.in can help.

    In this post, we’ve covered a one of the most-opted legal ways you can employ to – not only lower your tax bill but also build up a sizable emergency fund – that can protect you and your loved ones in uncertain situations.

    One of these legal tax-saving options is Section 80C of the Income Tax Act, which enables you to receive tax benefits on expenses from your income up to a maximum of ₹1,50,000. Let’s take a closer look at this Section.

    Life Insurance Tax Benefits in India

    One of the most well-known and preferred tax-saving options is Section 80C – because it enables taxpayers to make tax-saving investments like life insurance products to lower their taxable income.

    It allows a maximum annual deduction of ₹ 1,50,000 from the total yearly income.

    For example, You are a 26-year-old individual, that falls under the highest tax slab rate of 30% having an annual income of less than Rs 50 lakhs. You have opted for the old tax regime.

    You have purchased a term life insurance plan from Elephant.in. for an annualized Premium of ₹19,500 for a Premium Payment Term and a Policy Term of 36 years. You get a life cover of ₹ 2 crores. In the case of your unfortunate demise, your nominee will get a lump sum payout of ₹ 2 crores.

    As per 30%, the tax on ₹ 19,500 is ₹5,850
    +
    Education Cess of ₹ 234 at 4% of ₹45,000
    =
    You save ₹5,616 in a year

    In this way, you can save ₹5,616 X 34 years (premium paying term) = ₹ 2,02,176

    Additionally, you get the following benefits from a term life insurance plan:

    • Life cover  of over ₹ 2 Crore
    • You save ₹ 2.02 lakhs in tax benefits under Section 80C
    • Get tax-free pay-out under Section 10(10D)

    Suggested Read: How much term insurance cover do I need?

    It’s almost the end of third quarter of the current financial year and is the right time to start planning your investments for the year and save some of your hard-earned tax money.

    You can visit Elephant.in to choose your preferred insurance company, compare various plans and buy the one that best fits your requirements.

    Tax Disclaimer: Tax benefits are defined by the Income Tax Act of 1961 and are subject to any future changes. It is suggested that you consult with a tax consultant.

    Source: https://incometaxindia.gov.in/

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    Published on: 16th Dec 2022
    How much term insurance cover do I need?

    People looking for term life insurance coverage frequently ask us, “How much term life cover do I need? ” The amount of life insurance that each person needs will vary depending on a variety of circumstances. In this post, we will discuss the factors that will influence how much life insurance you need.

    3 Important Factors to Consider 

    Before choosing any life insurance plan, consider the following three most crucial factors to take into account while deciding how much term life cover is required:

    1. Does it cover your financial liabilities and loans?

    Even if something unfortunate were to happen to you, unpaid debts like your home loan or car loan would still need to be repaid. In addition, you can have further unpaid debts. Make a list of all these liabilities and do the math to determine your total amount owed that must be paid regardless of what.

    2. Does it include both primary and secondary education for your kids?

    If you are the sole breadwinner for the family, you are responsible for your child’s financial stability. Your child shouldn’t be denied the education s/he needs in the event of your unfortunate demise. Hence, determine a likely cost based on the program and institution you want to register your child in.

    For example, A 4-year engineering program, which costs around 5 to 8 lakhs today, by 2025, it would likely cost at least 15–16 lakhs. Further, it is likely to reach 20 lakhs by 2030 and 35 lakhs by 2040. Hence, keep the inflation rate in mind while calculating the cost.

    3. Does it cover replace your current income?

    Your family’s monthly expenses, such as those for groceries, transportation, medical care, and housekeeping, are also covered by your current salary.

    These expenses could change if an unexpected incident occurs or if you retire. Say the monthly expenses for your household are ₹ 45,000 at the moment. Due to rising prices and an improvement in the level of living, this may rise in the future. Hence, decide how much you might need to spend annually to cover the family’s essential costs.

    Calculate the Coverage You Require

    After you’ve finished, add up all these numbers to get an idea of the total life cover you require. Your term plan’s sum assured must cover the expenses. If it is, you can relax knowing you have enough protection. It is that simple!

    The Final Step

    Now analyse and compare every term life insurance plan offered on Elephant.in and buy the one that seems most reasonable. Do not forget the premium cost that you will have to pay each month or annually while making this decision.

     

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    Published on: 06th Dec 2022
    How Does Term Life Insurance Work?

    Life is unpredictable. Unexpected events may be beyond our control, but we can plan our family’s financial protection against them efficiently. In this aspect, one of the best tools for ensuring that your family never runs out of money is term life insurance.

    A term insurance policy is a straightforward and cost-effective approach.

    Having complete knowledge will enable you to make an informed choice, which will ultimately result in a stress-free future. Hence, before you decide to search online for the best term insurance policy, let’s understand how it works.

    How a Term Life Insurance Work?

    Here is how a term life insurance policy works:

    • Step 1: You choose to buy a particular term insurance plan that fits best with your requirements.
    • Step 2: You choose the sum assured or coverage amount that your nominee will receive in the unfortunate incident of your (life insured’s) demise.
    • ProTip: To decide the coverage amount – try the DIME formula. Add your debt, income, mortgage, and education costs along with the salary needed for the number of years your loved ones require protection. You’ll get an idea of the needed coverage.
    • Step 3: You choose the tenure of the policy i.e., the policy term and the duration of premiums to be paid i.e., the premium paying term – based on your earning years.
    • Step 4: The life insurance company determines the premium amount to be paid based on a number of factors like your age, your overall health, sum assured, policy term, preferred term for paying premiums, and so on.
    • Step 5: Decide the nominee(s). The death benefits do not need to go to just one person. You can split it between your adult children and spouse. In case you don’t have a family, leave the benefits to a friend, a charitable organisation or a trust.
    • Step 6: You buy the term insurance plan and in return you pay premiums.

     

    Life Cover/ Death Benefit:

    In the tragic circumstance, if the life insured passes away, the death benefit is given to the life assured’s nominee, and the life insurance policy is terminated.

    Maturity Benefit:

    Because a term plan is a “pure-risk” cover, if the life insured lives to the end of the policy term, there is no maturity benefit. Nevertheless, only in the case of “term insurance with return of premium plans” – if the life insured lives, s/he is given the agreed maturity benefit, which is the total premiums paid minus taxes, additional premiums, and so on.

    With so many options available in the market, selecting the best term life insurance plan for you can be a task. However, Elephant.in can help you.

    Contact us and we will arrange a meeting for you with our financial experts who will help you take a right decision without charging anything for their service. Dial 1800 266 9693 or email us at support@elephant.in.

     

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    Published on: 21st Nov 2022
    Is it worth buying term life insurance in your 50s?

    Between 2021 and 2022, Indian ownership of term insurance plans increased from 39% to 43% 1.

    Undoubtedly, the COVID-19 pandemic has made us realize the importance of having a term life insurance plan!

    It’s a type of plan that provides pay-out to your nominee(s) in the case of your unfortunate demise.  This pay-out will not only protect your loved ones from a sudden loss of income but also help paying back the unpaid loans such as home loans, student loans, etc.

    Even though it’s smart to buy term insurance early, you still have time! So, yes! It is worth buying term insurance in your 50s. Here’s why:

    5 Benefits of Buying Term Insurance in Your 50s

    Here are the five most important benefits of buying term insurance in your 50s:

    1. Replace Lost Income and Pay Living Expenses

    Irrespective of your age when you die, a term plan can help your dependents make up for the lost source of income, especially if you were the sole breadwinner. The pay-out received can help them pay their living expenses.

    2. Meet Your Family’s Lifestyle Needs

    Over time, our lifestyle requirements change. Alongside, inflation keeps rising and that brings down our purchasing power. The pay-out that your nominees get from term insurance can financially aid them to maintain their lifestyle.

    3. Protection against Liabilities

    You may have taken out loans to buy a house, a car, and other assets. You can rest assured that even if you pass away, the burden from these loans won’t put your family in financial danger. If something tragic happens, the payment from the term plan might be able to pay off the loan(s). Moreover, his gives them peace of mind to focus on their own needs.

    4. Financial Security for Children

    Your kids are growing and so are their costs to have a stable livelihood. The maturity benefit of term insurance can also help financially secure the future of your children, at least until they start earning themselves.

    5. Tax Benefits

    Taxpayers may claim specific tax benefits in accordance with the guidelines set in the Income Tax Act. The most often claimed tax benefits fall under Section 80C and Section 10(10D). Please note that the tax norms are subject to change.

    To conclude, you can enjoy the above benefits irrespective of the age at which you opt for term insurance. So, compare and buy the best term life insurance plan most suited for your and your family’s future financial security.

    ___________________________________________________________________________________________

    Tax Disclaimer: Tax benefits are defined by the Income Tax Act of 1961 and are subject to any future changes. It is suggested that you consult with a tax consultant.
    Sources: https://www.business-standard.com/article/finance/term-insurance-ownership-has-risen-to-43-from-36-in-two-years-ipq-survey-122022300838_1.html

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    Published on: 03rd Jun 2022
    How to Renew Your Two-Wheeler Insurance After Expiry

    Every two-wheeler owner is required to have at least a third-party insurance plan to ride a bike or a scooter in India. As per Indian Motor Traffic laws, it is illegal to drive without a 3rd party insurance in the country. Therefore, it is advisable to purchase a bike insurance plan without fail. Not renewing the bike insurance on time could result in the lapse of the policy. This is in effect, an expiry of the policy.

    Bike insurance policy renewal can be easily done online rather than visiting the insurance company’s branch office. The policy can still be revived, even if you missed the deadline. It’s better to renew a policy than take a new one, as you do not need to be on-boarded once again. The insurer already has all your details.

    Many insurance companies remind their policyholder through emails, calls, WhatsApp or texts as their insurance premium payment date approaches. Sometimes we tend to miss these when we don’t see the appropriate communication or we forget to make payments in time. However, if you have missed the renewal date of your insurance policy, immediately get in touch with your insurance company.

    The first step you can take is to call your insurance company and ask for assistance related to policy renewal. In case you have lost track of your two-wheeler insurance renewal date or have missed renewing it before the due date, try to check your details online first. In situations where you are only paying after the due date, insurance providers avoid vehicle inspections.

    There are two ways to renew your lapsed two-wheeler insurance plan i.e. online and offline. Follow these steps to complete the two-wheeler insurance renewal online after expiry:

    1. Check if you have all the policy requirements ready with you. You can make changes to your policy at the time of renewal.
    2. Login to your insurer’s website.
    3. Enter the details related to your bike.
    4. Select the type of bike insurance policy.
    5. Select add-ons if required.
    6. Make a payment through available payment methods.

    Your two-wheeler insurance will be renewed and your renewed bike insurance policy will be sent to your registered email.

    Consider the following points before purchasing/renewing a two-wheeler insurance policy.

    1. Be aware of fraudulent offers
    2. Never click on unknown links, asking you to renew on other platforms
    3. Ensure that the insurer’s authorized signature is there on all policy documents.
    4. Always ask for a payment receipt.

    When purchasing two-wheeler insurance, the best way to do it is online, on a reputed website like Elephant. This way you can compare different bike insurance quotes and get insured with the best policy.

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    Published on: 30th May 2022
    Reasons to get travel insurance for your next international vacation

    International travel can be scary and fun! Did you know that some tourists are known to travel with chefs who can cook food for them – while they travel? This can be a wise decision for most vegetarians who may or may not find the food they need in smaller countries! To what extent should this be done? Should you travel with a Doctor too? The point is you can be careful, but you cannot prepare for everything – it’s practically impossible.

    Life is erratic, and the risks only multiply when you are in a foreign land among people you don’t know. There is no guarantee that your trip will go as per plan. You are highly vulnerable from being robbed to meeting an accident or missing your flight. Your trip can take the most unexpected turns in the most inconvenient of times. This is where having travel insurance can come to your aid.

    A travel insurance policy can help you maximize the benefits of travelling and ensure that you are prepared for any circumstance in your journey. Here are a few reasons to consider buying a travel insurance policy:

    1. Support in case of medical emergencies

    Being in a medical emergency while in a different country or on a flight is completely different from just being ill. Getting medical treatment abroad can be very expensive. Furthermore, instances of medical evacuation from the country will add to your expenses.

    Having a travel insurance policy with an adequate cover that protects medical hospitalization/expenses, will save you from hefty medical bills. Your insurance provider can also connect you to the right doctors and hospitals for getting prompt medical care.

    1. Retrieve flight scheduling and cancellation fees

    Cancelling or rescheduling flights due to bad weather, strikes, or medical emergencies, can disturb your travel plans. Without travel insurance, you might end up paying the flight cancellation charges. With travel insurance, such charges can be taken care of, and you can enjoy your vacation as planned.

    1. Replacement of stolen or lost luggage

    Misplaced or theft of your luggage is not uncommon when travelling. Be it the loss of your debit/credit card/passport or a broken phone due to the carelessness of an airline baggage handler, the right travel insurance will cover you.

    1. Protection against personal liability

    A travel insurance policy can come to your aid if you are responsible for property damage or any injury suffered by a third party. Instead of being a victim, you could be at fault in a certain situation and have to compensate for damages. A travel insurance policy can cover you in such scenarios too.

    1. Safeguard your home when you travel

    Certain travel insurers provide security to your house while you travel abroad. Protection against expenses incurred due to burglary or fire falls under this plan.

    1. Stress-free travel and stays

    With an appropriate travel insurance policy, you can enjoy a stress-free journey while reclaiming losses against uncertain events. It helps to compensate for longer stays due to poor health. It will cover you till you are healthy to travel again.

    A travel insurance policy is a must for those who want to make the most of their travel/ vacation. With several insurance plans available on Elephant, you can compare and get the best one for yourself.

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What our Customers Say
  • For HR
    Alliance Insurance has been our insurance brokers and risk advisors for the last many years. Their insurtech platform Elephant.in which advises employees on their purchase of personal insurance policies voluntarily, has been integrated into our system seamlessly, giving employees the muscle of the corporate for their personal insurance requirements. Moreover, being completely cost-free to us as a corporate with no commitment partnerships, in terms of business or participation from the employees, Elephant.in is truly a great addition to our Employee Value Proposition and the overall bouquet of employee benefit initiatives at INOX Group
    Siddharth Jain
    INOX Air Products Pvt Ltd - Director
  • For HR
    At HomeFirst we are continuously looking for improving holistic employee wellbeing and ensure that they have the opportunity to get the best in the easiest way possible. Elephant fits in perfectly as it combines the best products available in the insurance industry and provides them at the most competitive rates with great flexibility to the employee. All this while taking away the administrative burden from the organisation burden from organisation for providing the same.
    Ramakrishna Vyamajala
    Chief Human Resources Officer- Home First Finance Limited
  • For HR
    Elephant.in provides great deals on personal insurance for our employees, and is an innovative addition to our suite of employee benefits options.
    Mohan Monteiro
    CHRO -House of Hiranandani
  • For HR
    I recently renewed my motor private car insurance policy with Elephant.in and I must say, I am very much impressed with their prompt and qualitative service. The whole journey has been very smooth and hassle-free plus I got a good deal on my renewal policy with many add-on benefits. Thank you, Team Elephant.in, keep up the good work!
    Sanjay Gopalan
    Vice President - Fairmacs Shipping and Transport Services Pvt Ltd
  • For HR
    Elephant.in was recently onboarded into our organisation and the integration process went very smoothly. Our employees were given exclusive deals on well-curated insurance products to choose from. Congratulations, Elephant.in!
    Shubha Shetty
    HR Manager -Marathon Realty
  • For HR
    My car insurance policy was purchased from Elephant.in, and I am really pleased with my overall experience. Their AI-based recommendation, as well as multiple options from other insurance companies, were presented to me, resulting in a fantastic range of options to choose from, all at exceptional discounts when I used my work email ID. Cheers to Team Elephant.in!
    Aashish Majumdar
    Finance Head - INOX Air Products Pvt. Ltd.
  • For HR
    We recently partnered with Elephant.in as a part of our employee benefit initiative. The team was helpful and made sure we had a seamless onboarding process. They curated enticing discounts and offers for our employees and provided a well-trained customer service team to assist us with any questions we had. Team Elephant, keep up the fantastic job!
    Sandeep Raina
    Senior General Manager - Human Capital and General Affairs - Welspun Group
  • For HR
    As part of our employee benefits activities, we launched Elephant.in as a voluntary insurance programme, and we are pleased with the product and service offerings, which are exclusive to our employees. The insurance benefits from Elephant.in were also simple to incorporate into our ecosystem, making the onboarding process hassle-free, and ensuring our employees get the best insurance product, at discounted prices using their work email ID. Our employees can now easily purchase their personal insurance policies at a click of a button, all thanks to Elephant.in. Looking forward to a long-term partnership with Elephant.in for the benefit of our employees.
    Arun Bhatia
    Chief Human Resource & Corporate Affairs Officer -INOX Leisure Ltd
  • For HR
    Team Elephant.in has helped us with timely and efficient support on the queries our employees had. They have provided step-by-step assistance to our employees in making well-informed decisions about their insurance requirements. Thank you, Elephant.in for a wonderful experience.
    Deepak Patel
    Assistant General Manager - Human Capital and General Affairs - Welspun Group
  • For HR
    Impeccable performance and exceptional service by Team Elephant.in. The entire process of onboarding has been smooth and quick. Well curated insurance solutions for every need, best prices, 24*7 assistance, and expert advisory is all that was provided to us right from day one. Good job guys, Keep it up!
    Subhash Mali
    Vice President, HR- H.K. Design
  • For Customers
    I have got a reference of Elephant Insurance for purchasing term life insurance through the organisation that I work with. Website is designed to recommend the right policy without confusing with loads of options. There after insurance advisor does a very professional job of clarifying and suggesting the right policies, filling in required forms and following up with the insurance company till the policy is successfully assigned. Great experience with Elephant and their team. Ajay Pitale, my insurance advisor was knowledgeable, professional and extremely patient. He allowed me space to decide and also followed up when there were issues in counter offers till they are closed. He was prompt in his responses. Sonali Borkar from the operations team was very prompt in escalating to the insurance and get the required resolution. I'm impressed with the knowledge, availability of Elephant team and prompt resolution of queries.
    Venkat Reddy
    Delivery Head-Wipro
  • For HR
    Team Elephant.in delivered an outstanding performance and provided amazing service. The entire onboarding process went smoothly and quickly. From the beginning, we were given well-curated insurance choices for every requirement, the best costs, round-the-clock help, and expert advice. Keep up the good work, folks!
    Saumya Badgayan
    Vice President - Corporate Strategy HR & IR - Gold Star Jewellery Pvt. Ltd.
  • For customers
    Team elephant has been extremely cooperative and helpful, their customer service is truly commendable
    Sharom B Mubarakai
    Owner -Horticulturist
  • For Hr
    We recently rolled out Elephant. in as a voluntary insurance program for our employees’ personal insurance requirements. Being a cost-free employee benefit initiative, our employees now have access to their insurance products at exclusive discounts and offers. Thank you, Team Elephant.in!
    Anil Dhale
    Head-HR -INOX Air Products Pvt. Ltd.
  • For HR
    As part of our employee benefits initiative, we recently implemented Elephant.in for our corporate employees, and we are very satisfied with the service. With enticing discounts, employees were able to choose from a pool of well-curated insurance products. You're doing a great job, Elephant.in
    Anant Nagvekar
    Compliance Officer - Brunel India Pvt Ltd
  • For customers
    I have purchased Car insurance and got a flat 80% off on my purchase. Their customer service team ensured all my queries with regards to my policy were resolved quickly. Thank you , team Elephant for this wonderful experience, you are highly recommended to all my friends and colleagues.
    Dilip Chorge
    Manager Treasury Operations - Cotmac Electronics Private Limited
  • For customers
    Purchasing health insurance from elephant.in was a win-win situation for me, it helped me protect my health and save money on taxes- all of this through a web portal that was extremely easy to navigate.
    Sherene Aftab
    Founder- Serene Hour Counselling & Career Advice Consultancy
  • For customers
    As compared to Health Insurance plans available online, Elephant.in gave me exclusive features at unbeatable price which I could happily share with my entire group of friends !
    Kanika Mathur
    Founder-Ink Dream
  • For customers
    Dear Team Elephant, I have received my refund really appreciate your kind support and cooperation over the hassle-free purchases. I would definitely recommend elephant to others as well.
    Vishal Bajpai
    Project Manager-Andritz Hydro
  • For customers
    Excellent support and customer service from team elephant.in. Their website is easy to navigate, and the price are truly discounted. Overall great experience !
    Chintan Kapadia
    High Ground Enterprise Limited -Director
  • For customers
    I topped up my Health Insurance policy with a Super Top-up, both products were purchased from Elephant.in. I appreciate the excellent discounts and the advice from my relationship manager, who helped me gain attractive add-on benefits. Great service Team Elephant.in, Keep it up!
    Akhilendra Singh
    Welspun Enterprises Limited
  • For customers
    I purchased health insurance for my parents from Elephant.in, their senior citizen-friendly features and affordable pricing make it a must-buy for your loved ones
    Dr. Abhishek Singh
    MDS - Periodontology and Implantology - Owner of "House of Smile"
  • For customers
    Thank you team Elephant for all your help and support in making this seamless and smooth for me. I appreciate your constant support.
    Shyamala Shukla
    Group VP, Talent Acquistion, Corporate Human Resources- CK Birla Group
  • For customers
    Extremely happy with the services of  Elephant.in. The Customer Support staff is very supportive. Mr. Vivek Vishwakarma helped us in the understanding critical procedure of claims and guided us on each step for hassle-free claim approval.
    Avinash Agrawal
    Team Leader - Sanjeev Auto Parts Manufactures Pvt Ltd
  • For customers
    Elephant.in is definitely my go-to insurance website after I purchased car insurance for my new car from them. Right from giving me prompt quotations to getting the lowest possible rate in the market, they helped me all throughout. I had done thorough research on all offline and online channels, but their corporate deal was the best. Special shoutout to Nikita from their customer service team who was just one call away for all my queries. Great going guys!
    Udit Jain
    Assitant Vice President-ANAROCK Retail
  • For customers
    The Senior Citizen insurance covers from elephant.in was the ideal gift I got for my parents for their anniversary. The recommendation feature on the website was a huge help at a price point was quite affordable for a younger professional like me.
    Yash Pandya
    Tech Cordinator-A- Media INC
  • For customers
    Mr.Vinayak Jadhav – Mumbai office & Mrs Chitra Nagarajan – Chennai office are very excellent support and helpful for policy renewal and policy claims on time.
    Magesh .V
    Admin- SPR constructions
  • For Customers
    Team elephant has been extremely cooperative and helpful, their customer service is truly commendable
    Sharom B Mubarakai
    Owner -Horticulturist
  • For Customers
    I have purchased Car insurance and got a flat 80% off on my purchase. Their customer service team ensured all my queries with regards to my policy were resolved quickly. Thank you , team Elephant for this wonderful experience, you are highly recommended to all my friends and colleagues.
    Dilip Chorge
    Manager Treasury Operations - Cotmac Electronics Private Limited
  • For Customers
    Purchasing health insurance from elephant.in was a win-win situation for me, it helped me protect my health and save money on taxes- all of this through a web portal that was extremely easy to navigate.
    Sherene Aftab
    Founder- Serene Hour Counselling & Career Advice Consultancy
  • For Customers
    As compared to Health Insurance plans available online, Elephant.in gave me exclusive features at unbeatable price which I could happily share with my entire group of friends !
    Kanika Mathur
    Founder-Ink Dream
  • For Customers
    Dear Team Elephant, I have received my refund really appreciate your kind support and cooperation over the hassle-free purchases. I would definitely recommend elephant to others as well.
    Vishal Bajpai
    Project Manager-Andritz Hydro
  • For Customers
    Excellent support and customer service from team elephant.in. Their website is easy to navigate, and the price are truly discounted. Overall great experience !
    Chintan Kapadia
    High Ground Enterprise Limited -Director
  • For Customers
    I topped up my Health Insurance policy with a Super Top-up, both products were purchased from Elephant.in. I appreciate the excellent discounts and the advice from my relationship manager, who helped me gain attractive add-on benefits. Great service Team Elephant.in, Keep it up!
    Akhilendra Singh
    Welspun Enterprises Limited
  • For Customers
    I purchased health insurance for my parents from Elephant.in, their senior citizen-friendly features and affordable pricing make it a must-buy for your loved ones
    Dr. Abhishek Singh
    MDS - Periodontology and Implantology - Owner of "House of Smile"
  • For Customers
    Thank you team Elephant for all your help and support in making this seamless and smooth for me. I appreciate your constant support.
    Shyamala Shukla
    Group VP, Talent Acquistion, Corporate Human Resources- CK Birla Group
  • For Customers
    Extremely happy with the services of  Elephant.in. The Customer Support staff is very supportive. Mr. Vivek Vishwakarma helped us in the understanding critical procedure of claims and guided us on each step for hassle-free claim approval.
    Avinash Agrawal
    Team Leader - Sanjeev Auto Parts Manufactures Pvt Ltd
  • For Customers
    Elephant.in is definitely my go-to insurance website after I purchased car insurance for my new car from them. Right from giving me prompt quotations to getting the lowest possible rate in the market, they helped me all throughout. I had done thorough research on all offline and online channels, but their corporate deal was the best. Special shoutout to Nikita from their customer service team who was just one call away for all my queries. Great going guys!
    Udit Jain
    Assitant Vice President-ANAROCK Retail
  • For Customers
    The Senior Citizen insurance covers from elephant.in was the ideal gift I got for my parents for their anniversary. The recommendation feature on the website was a huge help at a price point was quite affordable for a younger professional like me.
    Yash Pandya
    Tech Cordinator-A- Media INC
  • For Customers
    Mr.Vinayak Jadhav – Mumbai office & Mrs Chitra Nagarajan – Chennai office are very excellent support and helpful for policy renewal and policy claims on time.
    Magesh .V
    Admin- SPR constructions
  • For Customers
    I bought a Car insurance from Elephant.in and got an amazing discount of flat 80% that helped me to save a lot of money! Elephant.in . Great service team!
    Diwakar Mishra
    Scrum Lead- Optum
  • For Customers
    I am delighted to share my experience with Elephant team, Especially Sonali & Subhan who has always been on toes for help & resolving queries at the earliest possible, your customer-centricity & efforts are highly valued, Many thanks for getting the policy issued in such a small period of time, looking for similar efforts in future as well.
    Ashish Jain
    Finance Assistant Manager -Pidilite Industries
  • For Customers
    Team Elephant was extremely professional, they helped me understand the idea of insurance and the importance of term insurance, they also shared all the best options available for me and resolved all my queries. I have a wonderful experience and will recommend elephant.in to our friends
    Brijesh Kumar Singh
    Lead Software Engineer -Informatica
  • For Customers
    Team Elephant.in ensured amazing features and exclusive discounts on my health insurance renewal using my work email ID. I am extremely happy with their consistent service year on year.
    Sameer Walgude
    Sourcing Business Partnering- Mahindra & Mahindra Limited, AFS (Auto & Farm Equipment Sectors)
  • For Customers
    I just renewed my car insurance + home insurance. The renewal process was pretty smooth and the UI was good
    Sachin Kaulgud
    Sr. Vice President -Alliance Insurance Brokers
  • For Customers
    I highly recommend Elephant.in . I had purchased a Super Top Up policy and the top-up available at Elephant.in had many features as compared to the products available in the market. I am happy with the product and price offered.
    Prateek Mundhara
    Character Animator-Redefine
  • For Customers
    It was extremely easy to purchase the Term Life insurance on the elephant.in Portal. The Journey was user Friendly and could be completed with just few clicks. Moreover, the support I received during Policy issuance was well appreciated
    Nikhil Hemrajani
    Co-Founder-Sitara Studios
  • For Customers
    I was happy to have team elephant.in 's support for my policy processing. All my documentation and clearance process were completed smoothly with your support. It was a nice experience interacting with you and I hope you continue the same for other customers as well who really need such guidance. I wish you and your organization all the best
    Vikas Kumar
    Lead Technical Consultant -Mando Softtech India Private Limited
  • For Customers
    I fully recommend elephant.in. I received a killer discount on my car insurance policy and the process was quick and easy
    Avdesh Chauhan
    Supplier Quality Manager-Andritz Hydro
  • For Customers
    A great discount of 80% on my car insurance policy! Elephant definitely delivers what they promise!
    Saurabh Manchanda
    Manager- Victora Hospitalities
  • For Customers
    I fully recommend Elephant.in. I received a huge discount on my car insurance policy and the process was quick and easy
    Venkatesh Srinivasan
    Lead Technical Support Engineer -Informatica
  • For Customers
    I have good support from your team and I am very very happy with your services
    Vijay Pillai
    Deputy Manager -Jash Engineers
  • For Customers
    Topping up my existing health plan with an affordable Super top-up from elephant.in was a huge relief, given the pandemic and multiple rising medical expenses that come along with it.
    Smita Chavan
    Founder -Sk Food & Hosptality
  • For Customers
    I topped up my existing health cover with Supertop-up from Elephant.in and I have been quite happy with the coverages, price point and support shared by their team
    M . Virupakshaiah
    Regional Sales Manager -RPSG - Apricot Foods Pvt Ltd
  • For Customers
    I wholeheartedly recommend elephant.in for any insurance policies that you require. They offered killer discounts, and the Ai recommendations provided solution based on my requirements.
    Lithin Kotian
    Specialist Engineer -Mando Softech
  • For Customers
    Elephant.in delivered what they promised, a flat 80% discount on Car Insurance with amazing customer service. What more could a customer want !
    Jayesh Varu
    Founder-Plain Canvas
  • For Customers
    I purchased Term Life insurance from elephant.in and their AI based recommendations followed by a very supportive customer service team made the whole process seamless
    Pushkar Yadav
    Director-Corner Pixel Studios
  • For Customers
    Limited Pay was a very helpful option while purchasing Term Life insurance and I am thankful to team Elephant.in for recommending it.
    Ameya Bhusari
    Lead Engineer-KTM
  • For Customers
    It was indeed a good experience with Elephant.in. I would like to thank the customer support team who were prompt in supporting my insurance purchase since the beginning and helped me till the policy issuance.
    Harimohan Rajamohanan
    Architect – Open Source Centre of Excellence, Open Source Program Office (OSPO)- Wipro
  • For Customers
    I recently purchased Term Life insurance from elephant.in and the process was seamless. The Relationship Manager also made recommendations keeping tax planning in mind, which was extremely beneficial.
    Salomi Pujara
    Creative Designer and Founder- All Smile Media Solutions
  • For Customers
    Really good customer service, correct follow-ups, and smooth onboarding. Excellent price point! Amazing discount & great service. Elephant.in surely delivers what they promise
    Merita Wilson H
    Performance Engineer - Informatica
  • For Customers
    I came across the concept of a Super Top Up policy during the webinar conducted by Elephant.in. The features they shared and price point at which I purchased the product was excellent
    Ankit Kumar
    Manager- Fyntune
  • For Customers
    The health policy I purchased for my parents from Elephant.in was cheaper as compared to the market and out of the many features they provided the best one was 'no medical test' before issuing the policy.
    Namrata Gonbare
    MH Jain & Company Associates -Accountant
  • For Customers
    I purchased Term life insurance based on tailor-made quotes I received from Laxmi on Elephant.in, it helped me save my time, energy, and money.
    Vibhor Gupta
    Senior Business Development-Andritz Hydro
  • For Customers
    Dear Team Elephant, really appreciate your kind support and cooperation over the hassle-free purchases. I would definitely recommend elephant to others as well
    Vishal Bajpai
    Project Manager-Andritz Hydro
  • For Customers
    I was pleased with how the process unfolded. It was extremely simple to purchase Term Life insurance from the website and the overall experience was positive.
    Pradeep Radhakrishnan
    Technical Architect - Hexaware
  • For Customers
    Overall, my experience with Team Elephant.in was positive, the price and features offered were very good and resolved all my health insurance-related queries. I couldn't be happier with the overall outcome
    Pratima Agarwal
    Consultant- Andritz Hydro
  • For Customers
    Great support and service from Team Elephant. Always available and absolutely love how smoothly the whole process went by. Thanks for all your support and help!
    Aishwarya Nair
    Graphic Designer
  • For HR
    Alliance Insurance has been our insurance brokers and risk advisors for the last many years. Their insurtech platform Elephant.in which advises employees on their purchase of personal insurance policies voluntarily, has been integrated into our system seamlessly, giving employees the muscle of the corporate for their personal insurance requirements. Moreover, being completely cost-free to us as a corporate with no commitment partnerships, in terms of business or participation from the employees, Elephant.in is truly a great addition to our Employee Value Proposition and the overall bouquet of employee benefit initiatives at INOX Group
    Siddharth Jain
    INOX Air Products Pvt Ltd - Director
  • For HR
    At HomeFirst we are continuously looking for improving holistic employee wellbeing and ensure that they have the opportunity to get the best in the easiest way possible. Elephant fits in perfectly as it combines the best products available in the insurance industry and provides them at the most competitive rates with great flexibility to the employee. All this while taking away the administrative burden from the organisation burden from organisation for providing the same.
    Ramakrishna Vyamajala
    Chief Human Resources Officer- Home First Finance Limited
  • For HR
    Elephant.in provides great deals on personal insurance for our employees, and is an innovative addition to our suite of employee benefits options.
    Mohan Monteiro
    CHRO -House of Hiranandani
  • For HR
    I recently renewed my motor private car insurance policy with Elephant.in and I must say, I am very much impressed with their prompt and qualitative service. The whole journey has been very smooth and hassle-free plus I got a good deal on my renewal policy with many add-on benefits. Thank you, Team Elephant.in, keep up the good work!
    Sanjay Gopalan
    Vice President - Fairmacs Shipping and Transport Services Pvt Ltd
  • For HR