• Exclusive Individual Term Life Insurance Plans for corporate employee
    What does your term life insurance cover you for?
    • Death benefit
    • Critical illnesses benefit
    • Accidental death benefit
    • Waiver of premium
    • Income tax benefits
    • And much more...
  • Use your work email id and avail exclusive features on your Term Life Insurance
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    • Hassle-free KYC underwriting
    • Stress-free medical underwriting
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Term Life Insurance

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What is Term Life Insurance?
Term life insurance is a safety net for your dependents in case of unfortunate and untimely death. This insurance is recommended especially for those who are sole breadwinner of their family. It is the cheapest way to cover yourself which enables you to support a worry-free financial future for your family.
How Term Life Insurance Works?
When you buy a term life insurance policy, the insurance company determines the premiums based on your age, gender, sum assured and health conditions. The insurance company may also inquire about your current medications, smoking status, occupation, hobbies, and family history. If there is an unfortunate death of the life assured during the policy term, the insurer will pay the policy’s face value to your beneficiaries. The benefit pay-outs may be used by beneficiaries to settle pending debts and have a stable living in your absence. However, if the policy expires before life assured’s death, there is no pay out given to anyone. But today there are plans available in the market which helps you get back your premiums on maturity.
Benefits of purchasing Term Life Insurance:
  • To replace lost income and pay living expenses
  • Cater to your family's lifestyle requirements
  • Ensures financial protection against liabilities
  • Tax savings
  • Financial security for Kids in your absence
Additional Covers
Term Life Insurance offers customers to add additional coverages to their base life policies. The benefits can be added at an additional nominal cost. Below are few additional coverages offered:
  • Accidental Death Benefit
  • Critical Illness Benefit
  • Accidental Disability Benefit
  • Waiver of Premium Benefit
Importance of Term Life Insurance:
Simply because life is uncertain, and one can never predict what the future holds!
You hold the key to provide your family with adequate income in case of an unfortunate death.
  • Financial stability by securing the future at various life stage i.e., when you are young & unmarried, newly married, when you become a parent
  • Tax Benefits: Premiums paid are eligible for tax-benefits under Section 80C and Section 80D# of Income Tax Act
  • Boost your term plan by increasing cover amount
  • Various riders (add-ons) available
  • Very low premiums to protect your family when you need it most
  • Tax free death benefit under Section 10 (10D) of Income Tax Act
  • Highly Flexible and tailor-made plans available
  • Very low claim rejection
  • Fixed premiums for entire term plan, you pay much less in total
Help Section/FAQ:

You will receive personalized recommendation from Laxmi - the Artificial Intelligence, who is a friendly advisor and will hand-hold you through the entire process and recommend a solution that is a perfect fit for you.

Elephant.in offers a dedicated Digital Relationship Managers to cater all your issues any time after you buy a policy and for the same reason, you get assigned with a dedicated digital relationship manager for any support. Someone's always there to rescue!

Yes, things do go wrong but at Elephant.in we provide best-in-class claims service through our experienced and dedicated claims experts who will help you manage your claims effortlessly.

At Elephant.in insurance companies have been handpicked basis their service, prices and claims paying capability to create a smooth experience.
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Laxmi revealing the exclusive deal on Term Life insurance
Alliance Insurance Brokers Pvt. Ltd.
8th Floor, Gold Crest, 10th Road, Juhu, Vile Parle (W), Mumbai 400 049, India
Monday - Saturday
9:30 am - 6:30 pm IST
CIN: U67200MH2003PTC141621
IRDAI Registration No.: 217
Valid from : 13/10/2021 to 12/10/2024
Category : Composite Broker
Principal Officer Name: Mr. S. V. Thakkar
CIN: U67200MH2003PTC141621
IRDAI Registration No.: 217
Valid from : 13/10/2021 to 12/10/2024
Category : Composite Broker
Principal Officer Name: Mr. S. V. Thakkar
*All discounts provided by insurers as per IRDAI approved insurance plans. Standard T&C apply.
Insurance is the subject matter of solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.
Visitors are hereby informed that their information submitted on the website may be shared with insurers for soliciting insurance policies.The product information for comparison displayed on this website is of the insurers with whom our company has an agreement.Product information is authentic and solely based on the information received from the Insurer.
© Alliance Insurance Brokers Pvt. Ltd. All rights reserved.
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