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Helping you to make informed decisions about insurance
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Factors to consider while buying Term Life Insurance.
published on April 18, 2022 | Term Life Insurance

The outbreak of the COVID-19 pandemic turned everybody’s life upside down. As we faced infinite hurdles, we understood just how unpredictable life can be. The reality of the increasing death rate encouraged us to buy term life insurance. Better to be safe than sorry!

Term life insurance offers life coverage up to a certain period of time, i.e. the ‘term’. In case, the policyholder dies during the active years of the policy, then the family of the deceased receives a pre-decided monetary benefit from the insurance provider. In case the policyholder does not pass away, the policyholder gets an agreed sum of money on the maturity of the policy

  • Coverage: The most common mistake we make is, calculating the required amount of coverage. You must consider the aspects such as age, average monthly expenses, current loans, and lifestyle. Experts recommend buying a policy with a death benefit of at least 7-10 times your annual gross income.
  • Policy Period: The next important point to consider is the policy period. When you purchase a policy, choose the maximum available policy period. Opt for a term insurance plan at an early age if you want higher insurance coverage at a low premium.
  • Right Insurer: It is important to consider the following parameters before choosing an insurance provider:
  • Claim-settlement Ratio: It is the ratio of the number of claims settled by an insurance company and the number of claims filed by the policyholders. It is advisable to go for the insurance company with the highest claim-settlement ratio(CSR)
  • Solvency Ratio: It highlights the insurer’s ability to pay out policyholder claims.
  • Provide accurate information: Many companies reject claims on account of discrepancies filled in the form. Fill correct details, especially:
  1. Date of Birth
  2. Medical History(If you are a regular drinker, smoker, or may be suffering from an acute disease, do not hide these details from your insurer)
  3. Family Medical History
  4. Profession
  5. Any other insurance policy you hold.
  • Choosing Ad-on: Choosing suitable riders is an added benefit that provides additional coverage in the term insurance plan.
  • Critical Illness cover: On being diagnosed with critical diseases mentioned in the policy by the insurer, a lump sum amount is paid to the policyholder.
  • Waiver of Premium on critical illness: Future premiums are waived off if the policyholder is diagnosed with a critical illness mentioned in the policy during the policy tenure.
  • Waiver of Premium on disability: If a policyholder becomes permanently disabled during the tenure policy, your future premiums would be waived off.

Before buying a term insurance plan, there are a lot of points that you should consider. Be sure to compare various plans on Elephant.in before finalizing the one you want to buy.

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A Millennial’s Guide to Buying Health Insurance
published on April 15, 2022 | Health Insurance

Just imagine, what could you do with a lump sum of money? If you are between the age of 18-and 30, you might plan an adventurous trip or buy the latest gadget on the market. But would you think of investing in a health insurance policy?

Millennials do not have a concept of saving and are often criticized for their lifestyle, where spending is prioritized over saving for the future. No one thinks of buying a health insurance plan until something bad happens. But health is above all, and with the COVID- 19 pandemic, Millennials have realized the importance of health insurance plans to cover the medical costs. Most of them find it challenging to choose the right health insurance. We can help you choose the right health insurance.

  • Plan selection:

There are various types of health insurance plans. You get a wide range of comprehensive options when you buy an insurance plan at a young age. Health Insurance is not just about getting medical cover for your hospital bills. Apart from basic plans, you may purchase critical illness plans which cover the treatment of life-threatening illnesses like cancer. You may need a plan to cover your family too.

Knowing about different types of health insurance plans can help you choose the right health insurance policy to suit your needs.

  • Check for Sub-Limits and deductibles before investing:

This is an important factor to keep in mind before you get a health cover. Sub-limit is an extra limit placed on your medical insurance claim by the insurance provider. There may be limits on things like ambulance costs, room rent, ICU charges, or even doctor consultation charges.

Read the policy terms thoroughly to identify such limits and avoid buying such insurance plans as you might have to pay expenses from your pocket.

  • Separate insurance for your Parents/ Family

When buying health insurance for your family, make sure you do not include them in the same cover. The two benefits of doing so are as follows.

  1. Your parents are the eldest members of the family. The insurance company will calculate the premium based on their age. So the overall insurance cost increases significantly.
  2. If your parents have any illness and make frequent claims, you may not be able to accumulate a No-claim bonus. Your premium will be extremely high and in some cases, you may not get the insurance cover you need.

Ignoring health insurance is not advisable as a serious accident or illness could hook you to staggering medical bills that will haunt you for years to come. To prepare yourself for challenging situations, get insured with a health insurance policy from Elephant Insurance.

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Comprehensive vs Third-party two-wheeler insurance – What’s best?
published on April 11, 2022 | Bike insurance

For a large segment of people in India, the two-wheeler is the primary mode of transport. Although they provide better options in traffic and quick mobility, two-wheeler vehicles are more prone to accidents than four-wheelers.

As per the Indian Motor Tariff act, it is mandatory to have at least third-party insurance for your vehicle. Have you ever wondered what comprehensive insurance and third-party insurance are?

The key purpose of two-wheeler insurance is to compensate for the expenses due to two-wheeler damages or losses incurred by the policyholder or third party, i.e. if it’s your mistake. Two-wheeler insurance has three plans, designed to cover standalone own-damage expenses, third-party expenses, and comprehensive expenses.

  • Third-Party Insurance: 3rd party bike insurance policy covers bodily injuries caused to and even the death of a third-party individual. The damage to third-party vehicles or property is also covered by your insurance policy. Premium rates of your third-party bike insurance are based on the cubic capacity of the engine and are decided by IRDAI annually. As per the Motor Vehicles Act, it is mandatory to have 3rd-party bike insurance, without which the driver/owner can receive a fine of Rs 2000 and/or imprisonment of up to 3 months. Hence, for every two-wheeler, it is necessary to have valid third-party insurance for commuting.
  • Comprehensive Insurance: This insurance offers extensive coverage as compared to third-party bike insurance. It consists of third-party bike insurance and protects your bike from third-party damages. Comprehensive Insurance also includes its own damage cover so your bike is also safe. The comprehensive insurance covers damages from fires, total loss or irreversible damage caused to your bike, self-ignition, acts of vandalism, terrorism, in addition to damages caused by natural calamities such as cyclones, earthquakes, etc.

Differences between the two types of insurance policies:

  • Comprehensive two-wheeler insurance covers both the first-party and third-party liabilities. Third-party two-wheeler insurance is for loss and damage due to a third person’s faults.
  • Third-party insurance is mandatory by law, whereas comprehensive insurance is not. However, comprehensive two-wheeler insurance includes third-party liability insurance.
  • Third-party insurance policies have a lower premium than comprehensive insurance policies.
  • In comprehensive insurance, additional policies are bundled with first party-policy insurance. These add-ons may not be offered in third-party bike insurance.

When getting a comprehensive or a third-party bike insurance policy, always evaluate the coverage you need for the protection of your bike. Compare the best bike insurance plan on Elephant.in and enjoy a hassle-free ride.

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Why should you Compare Home Insurance Policy Prior to Buying?
published on April 4, 2022 | Home Insurance

The first question that arises is what is home insurance. Well, if you are a house owner, whichever corner of this World you might be residing in, you require home insurance. Much like you purchase insurance coverage for the medical and fiscal well-being of your nearest and dearest, your house also needs protection from several outside perils.
Home insurance policies have been devised for this reason to give protection to a house from human-made or natural dangers. But, there are many reasons why comparing a house insurance plan is essential if you’re a homeowner.
Things You Want to Know Before Buying Home Insurance Policy
Hope you’ve understood what is home insurance. Assessing home insurance programs Permit You to evaluate the Policies and inclusions of this coverage. A particular policy may likely offer policies that aren’t being provided by a different policy.
While assessing home insurance policies, you can decide to select the one that gives one of the policies you want to cover your home.
You must assess the place where your property is situated. You have to understand how likely to threaten your house is. If the area you reside in is procured and isn’t prone to a lot of all-natural disasters, you can decide on a simple strategy.
But should you stay in regions where the Odds of Earthquakes or flooding are large, you want to buy the very best home insurance program that offers additional coverage. Considering these aspects can allow you to buy the best coverage depending on your requirements.
The sum insured must be appropriate.
The best home insurance cover provides protection for Scenarios that are out of your hands. You thus must be careful to buy home insurance that gives you maximum benefits. Ensure the ideal home insurance cover offers protection for those elements of your house too.
The best home insurance coverage covers the whole house. It would be helpful if you thought about the built-up region and the entire cost of building. It is the reinstatement value. In a nutshell, you have to be sure the sum insured is enough to pay the rebuilding price of your house in the event of any unforeseen event.
According to Your Unique Needs
You want home insurance according to your unique needs. Your home insurance provider will have some exceptions on which they cover, and therefore you will need to contemplate what your insurance requirements are and then pick the best home insurance policy.
It’s Not Just about the Premium
Buying an Inexpensive home insurance policy could be a genuine challenge. With so many programs offered in the sector and all these clauses in every of these, it can be a real job to understand which one will be the best suited to you.
A Frequent question that creeps from the head is an excellent thought to compare affordable home insurance quotes to offer coverage and pick based only on the amount. However, this isn’t something that’s suggested.
Each policyholder’s coverage may differ and should be something suitable for them. Search for the best home insurance quote settlement proportion of the business along with other variables to get your purchase decision.

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Are Adventure Actions Covered in your Travel Insurance Plan.
published on April 2, 2022 | Travel Insurance

Are Adventure Activities Covered In Your Travel Insurance Plan

Travelling is a passion for many people. Some like to discover new places with their scenic beauty while some love to explore new cultures. Some travel lovers like to taste different flavours attached to different cultures and some are passionate shoppers. Every aspect of travelling is so much exciting and full of adventures, that if one loves to travel, he is sure to get so many new and thrilling experiences during their trip. 

But we cannot ignore the bunch of risks and losses associated with it. Experts stress overtaking some basic precautions to avoid any kind of unlikely incidents. Travelling can be local, domestic, or even any abroad location. But who likes to experience any kind of unpleasant incidents while their trips. 

 

What is Travel Insurance

Most people, before travelling, plan their trips and their stays, etc through travel agents. The agencies that help in the total travel planning- from tickets, hotels, dining, and places to visit, charge a good amount but sort out the complicating researches and bookings that can take a lot of effort and time. The travel agents are then responsible for the availability of tickets, hotel rooms, and conveyance if needed. 

But nowadays many travel agencies, as well as insurance companies, provide travel policies that cover the insurance regarding the costs and any type of losses that occurred during the trip. It is very helpful for a person who is planning multiple destinations and wants to be safe and tension-free regarding the schedule, and all the planning aspects of travel.

Most of the companies that sell tickets for different domestic as well as foreign destinations, provide an option to the customers to buy a travel insurance cover also. They offer a number of plans and covers with a range of pricing that covers different types of insurance coverage. These insurance policies cover a lot of losses like damages related to baggage, medical covers, accident covers, or even death covers. 

The insurance providers can also offer compensation for the passport loss and reschedule the cancelled flights. You don’t have to worry about the cost and availability planning. The insurance covers all these aspects without any worry.

The Claims Regarding the Travel

The insurance covers are available in a range of costing and benefits depending upon the plans and destinations also. The covers can be for one person, or a family even. Some travel agencies have compulsory insurance covers that include in the booking process. But some are those who have the option available with or without the insurance cover. 

The cost can be variable for different companies according to their costs and benefits provided. One who is going to buy the insurance policy should read the cover statements and the manual documents very carefully before the travel starts. Many agencies provide covers on an annual basis or trip-wise. Some travel insurances are also provided by credit card if bought through them.

 

Insurance Plans to Cover the Adventure Activities

Most of the trips with destinations abroad are purposefully planned to experience the adventures of exciting activities like bungee jumping, ice-skating, mountaineering, river-rafting, etc. most the young travellers love the excitement of these kinds of adventures. But the point is that the risks associated with adventure are also bigger. 

Sports-based travels should be well planned and covered by travel insurance. The insurance covers for adventurous trips are different so the travellers need to check the options or discuss the travel plans and the type of covers needed, with the insurance providers. 

The sports activities with higher risks include paragliding, surfing, skydiving, trekking, etc., not all insurance covers the benefits associated with the sports activities. So the travellers should ensure their travel insurance claims to cover the medical as well as other risk factors covered in their plans.

 

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What Should You Car Insurance Policy In India Look Like
published on April 1, 2022 | Car Insurance

According to the Indian Motor Vehicle Act, car insurance is compulsory in India. But you should be aware that only third-party insurance is mandatory. To pick adequate car insurance depending on your requirement, it is essential first to understand insurance companies’ kinds of car insurance.

Form of Car Insurance

In India, two Kinds of car insurance plans can be found:

  1. Third-Party Insurance
    Third-Party Insurance-auto insurance is simple vehicle insurance. Depending on applicable terms and requirements, it ensures physiological accidents/damage (s) or losses caused by some third-party vehicle/property from the insured automobile.
  2. Comprehensive Insurance
    Comprehensive Insurance-True to its title, the complete vehicle insurance policy provides an improved insurance policy. It ensures third-party liability in addition to personal damage to the insured motor vehicle.

You can buy any car insurance policy online. While using comprehensive online insurance for new cars is discretionary, a third-party automobile insurance policy is required. The policyholder may opt for extra riders and avail personalized insurance policy.

Five engine insurance terms in India

While moving through your car insurance records, you could have felt you’ve entered a world filled with words and jargon. However, don’t worry; we’re here to address your issue. Here are a few of the vital car insurance terms which Can Help You understand your policy records in a much better manner:

Insured Declared Value (ID)

The ID of a car is described as the maximum amount that the insurer pays in theft or total loss of the motor vehicle. ID is usually the present market value of a car and comes into film throughout insurance claims.

Zero Depreciation Cover

After a claim is enrolled after a collision, online insurance for a new car utilizes a formula that factors in depreciation to determine the payable sum. Cars do depreciate, which might leave you paying a hefty portion of the general cost, even in the event you’ve got extensive coverage.

No Claim Bonus (NCB)

NCB is a reduction a policyholder receives from the insurer for producing zero promises during the policy term. NCB is used on policy renewal, which lessens the insurance premium level appreciably.

It varies between 20 per cent to its 2nd year and around 50 per cent to its 6th year. Because of this, it’s a good idea to refrain from claiming minor harm rather than reap the advantages of the NCB.

Voluntary Deductible

Voluntary deductible is your limitation selected by a policyholder to fulfil part of the claim from his pocket. This amount depends on the policyholder variables in his worth and risk; however, the voluntary deductible isn’t mandatory. Bear in mind, that the greater the voluntary allowance, the lower the premium.

Third-Party Liability Cover

A Third Party Liability Cover secures the Car owner against any financial responsibility caused by death, bodily injury, or harm to another party, i.e., somebody aside from the automobile owner and the insurance company.

According to the Indian Motor Act, the third-party cover is a Compulsory Insurance necessity to drive a car legally on Indian streets. After understanding the basic terms, you can buy a car insurance policy online.

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Ways to Receive a Cheap Insurance Policy for your Car
published on March 28, 2022 | Car Insurance

Bought your first vehicle? Congratulations! Before you hit the streets, make sure your car is protected by utilizing vehicle insurance. Purchasing new car insurance policy work wonders in safeguarding your asset. Whether you’re concerned about enduring the expenses of unintentional harm or property invoices for third-party property damage, auto insurance is the final savior.

There are loads of insurance products on the current market, all promising you a world of benefits and savings. Thus, it’s crucial to purchase a worthy insurance program. But, it’s also vital to pick out an inexpensive auto insurance program.

Here are a few ideas that can allow you to pick out the very best four-wheeler insurance without damaging your own pockets.

  1. Before buying a car, compare insurance prices

Afore buying car insurance, check the cost of it. Car insurance premiums are concerned in part with the car’s price, the expense to fix it, its overall safety record, and the chances of theft. Many insurance companies offer discounts for features that reduce the possibility of accidents or theft.

  1. Shop around

Costs Differ from firm to firm, so it wages to shop around; that’s why you must attempt to get at least 3 price quotes. It would be helpful for you to call companies directly or access car insurance online price. Your state insurance department may also offer judgments of charges charged by significant insurance businesses.

Get car insurance price quotes from different kinds of insurance businesses. Some sell through their representatives. These agencies have the same title as the insurance carrier. Some of them sell by independent agents who offer policies from several insurance firms. Others don’t use agents. They sell directly to customers over the telephone or through the Net.

  1. Always ask for greater deductibles

Deductibles are the term used for what you pay before your insurance coverage kicks in. By requesting higher deductibles, you can reduce your costs substantially. For example, raising your deductible from $200 to $500 could decrease your collision and comprehensive coverage cost by 15 to 30 per cent. Moving into a $1,000 deductible can save you 40% or more. Before choosing a high deductible, make sure you have enough money set aside to pay it if you have got a promise.

  1. Ask about group insurance

Some of the firms offer discounts to drivers who get insurance through a group plan from their employers through professional, business, alumni groups, or different institutions. You can ask your proprietor and inquire with groups or clubs you’re a member of to determine if this is possible.

  1. Maintain a Fantastic credit record

Forming a decent credit history is able to cut your insurance costs. Most insurance companies use credit information to price car insurance policies. Research demonstrates that individuals who effectively handle their credit have fewer promises. To guard your credit standing, pay your bills on time, do not get extra credit than you need, and retain your credit balances as much as possible. Check your credit report regularly and have any errors corrected promptly so that your record remains accurate.

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10 Easy Steps To Find The Best Health Insurance Policy In India
published on March 28, 2022 | Health Insurance

There is nothing surprising to know that health insurance is one of the essential insurance policies to have considering the spike in the occurrence of health problems at an early age, in the current era as astronomical medical treatment costs place apparent stress on the necessity of having a health insurance policy.

You can buy a health insurance policy from the insurance company in India, but unfortunately, health insurance in India is the most neglected type of insurance as it doesn’t provide any benefits unless one falls sick. While no one wants to fall ill but one needs to understand that health problems are an undeniable part of our lives.

But it is essential to stay prepared for the financial consequences of a health problem as one cannot plan and get sick, but one can certainly stay financially prepared for the worst.

Steps to buying a General insurance policy:

Look for the right coverage- 

One needs to choose a health plan that secures them against a wide range of medical problems and provides benefits, including pre and post-hospitalization, daycare expenses, transportation, and illnesses that they may be at risk of due to their family’s medical history, etc. 

If one is buying health insurance for your family, check whether the policy meets the needs of each member of their family and consider their requirements, compare plans on benefits and costs, and apply a little due diligence to choose a plan that caters to their needs.

Keep it affordable:

While it is essential to buy a health plan that meets one’s needs, it is equally vital that it suits one pocket, and budget is a hugely important aspect when purchasing health insurance. But one needs to consider the plan benefits before them and consider the price of the plan.

It is a wise decision to buy a reasonably priced health cover at the start to ensure one is adequately covered and the premiums are also affordable review the plan and increase cover appropriately with an increase in income, family size, and requirements.

Prefer family over individual health plans:

Individual plans are suitable for individuals who do not have a family to support, if one is buying health insurance keeping their family in mind, purchase a family health plan to enjoy almost all the benefits at a more affordable price.

Choose a plan with lifetime renewability:

When one buys health insurance, they need to check for how many years the plan will cover them, or it offers limited renewability or not. It is mainly because one will need a health plan the most during the later years of age, so choose health plans which offer lifetime renewability.

Hence before choosing any insurance policy, one needs to compare health insurance policies online to ensure that they align with their needs. Consider requesting a quote online, which means one can enter details on the website and get an estimated premium for the policy.

Thus, these tips can help you find the best insurance policy. 

 

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Why Should You Buy Health Insurance for Your Parents Now?
published on March 14, 2022 | Health Insurance

To best the growing rates of medical care, possessing a medical insurance policy becomes quite significant. It’s been frequently observed that medical crises do not wipe out your entire life savings and make the stress of organizing for extra funds if needed. 

Not having health insurance not only simply contributes to a financial drain but also impacts the whole family emotionally.

But if you’re insured under a group health insurance plan, regardless of how sudden the medical crisis is, financially, you wouldn’t need to fret about the hefty medical bills. At precisely the same time, you can focus on restoration.

That is because you know that the insurance company will take Care of their financial burden. By paying a small amount for health care, you make sure access to the best medical center at the hour of need.

Characteristics of Health Insurance for Parents

  • Claims for specific illnesses and pre-existing ailments are coated post conclusion of the expected waiting period.
  • Health insurance for parents provides health cover to senior citizens; in other words, people over 60 decades old are also qualified.
  • Health insurance plans for the family usually cover medical facilities such as ambulance services for parents.
  • Several medical insurance coverages for parents include attributes like lifetime renewals. Nonetheless, this is important only when the insured hasn’t taken a break involving policy years.
  • Modern attributes like cashless therapy and maintaining compensation through settlement are being supplied by virtually all health insurance companies to health insurance plans for families.
  • Health insurance for parents typically permits policyholders the flexibility to pick the amount insured according to their taste, which they believe is sufficient coverage for their health conditions.
  • The health care facility is appropriate for particular health insurance for parents. It makes policyholders entitled to reduced premium payments also, in some instances, also offers attractive discounts.
  • Health insurance for parents provides the policyholder with the accession of their spouse to the identical policy.

How Can Buying Health Insurance for Parents Gain You

Insuring your parents is probably among the very best things to present to your parents. Their old age, they might need medical care, and the expenses may liquefy your (or their) relatively little vegetable cart. Listed below are the advantages of purchasing group health insurance plans:

Financial Independence: When there’s ever an unfortunate demand to hospitalize your parents, they do not need to rely on anyone or you for expenditures. You will be helping them lead a dignified life to get a relatively small annual cost by minding them.

Cover against Pre-Existing Conditions: nobody likes to believe about their parents’ sickness. You may be one of these individuals. It is also possible to be among those men and women who understand the need of the hour and assure your parents against the slight decrease in their health from diabetes, hypertension, heart problems, etc.

Tax Benefits: If your parents are older citizens, you receive a Tax advantage of Rs. 30,000, aside from the tax advantage of Rs. 25,000. Should you insure them, you can avail a tax advantage of overall Rs. 55,000 annually. So the Policy nearly pays for itself.

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Why Buying Health Insurance Online is more Transparent.
published on February 28, 2022 | Health Insurance

Health insurance is a type of insurance in which the medical and surgical expenses of the insured person are covered. These expenses can either be hospitalization expenses, the cost of medicines, or consultation charges of doctors. Sometimes dental expenses are also covered. Either the person insured pays the expenses from his pocket and later gets reimbursed by the insurer or the insurance company directly settles the bills.  Private Health Insurance is also available. Insurance brokers and insurance companies come under this category.

With the constantly expanding costs of medical care in our country, and with the consistently rising instances of diseases, health insurance today is a need. Health insurance provides individuals with much-needed financial support in times of medical emergencies. Health-related risks are a part of life. One can’t plan and become ill yet one can absolutely be ready for the financial aspect. One of the approaches to be financially prepared is by purchasing medical insurance. It is a fact that medical care is an expensive affair. There are many reasons why one should purchase medical insurance like Change in Lifestyle, Rise in Medical costs and Benefit in Income Tax.

Another benefit of having health insurance is that you get cashless treatment. Many insurance companies work in collaboration with various hospital networks. Some policies also cover the amount paid to the ambulance for the transportation of the insured. If the insured does not file any claim for any treatment, he gets a No Claim Bonus (NCB). Free health check-up is provided by some companies on the basis of previous NCBs. The insurance policy also covers room rent depending on the premium paid by the insured.

Many types of health insurance plans are offered by different companies.

  1. Individual Health Insurance plan: This plan covers the medical expenses of the insured individuals.
  2. Family Health Insurance plan: This plan covers the entire family i.e. spouse, children, and parents. Any family member who is covered under this policy can claim for medical or surgical expenses.
  3. Group Health Insurance: This type of insurance plan is bought by an employer for his employees and is standardized in nature.
  4. Health Insurance for Senior Citizens: These plans are designed to meet high medical expenses at old age. Premium is higher in these types of insurance plans.
  5. Critical illness policy: Under this policy, a lump sum amount is paid to the insured person on the diagnosis of some serious disease.

Buying insurance policies online is the most transparent, convenient, easy, and secure method. It also saves time and money. You can compare different plans, features, and costs. You get complete information online and also get adequate time to read all terms and conditions. You can get Health Insurance quotes online on the health insurance premium calculator. It is more or less like getting a car insurance estimate. You need to provide your age, the number of family members to be covered, any pre-existing illness, etc. to calculate your health insurance premium. You get the results calculated immediately by the health insurance premium calculator.

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Alliance Insurance Brokers Pvt. Ltd.
8th Floor, Gold Crest, 10th Road, Juhu, Vile Parle (W), Mumbai 400 049, India
Email
Monday - Saturday
9:30 am - 6:30 pm IST
CIN: U67200MH2003PTC141621
IRDAI Registration No.: 217
Valid from : 13/10/2021 to 12/10/2024
Category : Composite Broker
Principal Officer Name: Mr. S. V. Thakkar
*All discounts provided by insurers as per IRDAI approved insurance plans. Standard T&C apply.
Insurance is the subject matter of solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.
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