Reasons to get travel insurance for your next international vacation
Published on May 30, 2022 | Travel Insurance
International travel can be scary and fun! Did you know that some tourists are known to travel with chefs who can cook food for them – while they travel? This can be a wise decision for most vegetarians who may or may not find the food they need in smaller countries! To what extent should this be done? Should you travel with a Doctor too? The point is you can be careful, but you cannot prepare for everything – it’s practically impossible.
Life is erratic, and the risks only multiply when you are in a foreign land among people you don’t know. There is no guarantee that your trip will go as per plan. You are highly vulnerable from being robbed to meeting an accident or missing your flight. Your trip can take the most unexpected turns in the most inconvenient of times. This is where having travel insurance can come to your aid.
A travel insurance policy can help you maximize the benefits of travelling and ensure that you are prepared for any circumstance in your journey. Here are a few reasons to consider buying a travel insurance policy:
Support in case of medical emergencies
Being in a medical emergency while in a different country or on a flight is completely different from just being ill. Getting medical treatment abroad can be very expensive. Furthermore, instances of medical evacuation from the country will add to your expenses.
Having a travel insurance policy with an adequate cover that protects medical hospitalization/expenses, will save you from hefty medical bills. Your insurance provider can also connect you to the right doctors and hospitals for getting prompt medical care.
Retrieve flight scheduling and cancellation fees
Cancelling or rescheduling flights due to bad weather, strikes, or medical emergencies, can disturb your travel plans. Without travel insurance, you might end up paying the flight cancellation charges. With travel insurance, such charges can be taken care of, and you can enjoy your vacation as planned.
Replacement of stolen or lost luggage
Misplaced or theft of your luggage is not uncommon when travelling. Be it the loss of your debit/credit card/passport or a broken phone due to the carelessness of an airline baggage handler, the right travel insurance will cover you.
Protection against personal liability
A travel insurance policy can come to your aid if you are responsible for property damage or any injury suffered by a third party. Instead of being a victim, you could be at fault in a certain situation and have to compensate for damages. A travel insurance policy can cover you in such scenarios too.
Safeguard your home when you travel
Certain travel insurers provide security to your house while you travel abroad. Protection against expenses incurred due to burglary or fire falls under this plan.
Stress-free travel and stays
With an appropriate travel insurance policy, you can enjoy a stress-free journey while reclaiming losses against uncertain events. It helps to compensate for longer stays due to poor health. It will cover you till you are healthy to travel again.
A travel insurance policy is a must for those who want to make the most of their travel/ vacation. With several insurance plans available on Elephant, you can compare and get the best one for yourself.
*All discounts provided by insurers as per IRDAI approved insurance plans.
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