Travel Insurance Blogs

International travel can be scary and fun! Did you know that some tourists are known to travel with chefs who can cook food for them – while they travel? This can be a wise decision for most vegetarians who may or may not find the food they need in smaller countries! To what extent should this be done? Should you travel with a Doctor too? The point is you can be careful, but you cannot prepare for everything – it’s practically impossible.

Life is erratic, and the risks only multiply when you are in a foreign land among people you don’t know. There is no guarantee that your trip will go as per plan. You are highly vulnerable from being robbed to meeting an accident or missing your flight. Your trip can take the most unexpected turns in the most inconvenient of times. This is where having travel insurance can come to your aid.

A travel insurance policy can help you maximize the benefits of travelling and ensure that you are prepared for any circumstance in your journey. Here are a few reasons to consider buying a travel insurance policy:

1. Support in case of medical emergencies

Being in a medical emergency while in a different country or on a flight is completely different from just being ill. Getting medical treatment abroad can be very expensive. Furthermore, instances of medical evacuation from the country will add to your expenses.

Having a travel insurance policy with an adequate cover that protects medical hospitalization/expenses, will save you from hefty medical bills. Your insurance provider can also connect you to the right doctors and hospitals for getting prompt medical care.

2. Retrieve flight scheduling and cancellation fees

Cancelling or rescheduling flights due to bad weather, strikes, or medical emergencies, can disturb your travel plans. Without travel insurance, you might end up paying the flight cancellation charges. With travel insurance, such charges can be taken care of, and you can enjoy your vacation as planned.

3. Replacement of stolen or lost luggage

Misplaced or theft of your luggage is not uncommon when travelling. Be it the loss of your debit/credit card/passport or a broken phone due to the carelessness of an airline baggage handler, the right travel insurance will cover you.

4. Protection against personal liability

A travel insurance policy can come to your aid if you are responsible for property damage or any injury suffered by a third party. Instead of being a victim, you could be at fault in a certain situation and have to compensate for damages. A travel insurance policy can cover you in such scenarios too.

5. Safeguard your home when you travel

Certain travel insurers provide security to your house while you travel abroad. Protection against expenses incurred due to burglary or fire falls under this plan.

6. Stress-free travel and stays

With an appropriate travel insurance policy, you can enjoy a stress-free journey while reclaiming losses against uncertain events. It helps to compensate for longer stays due to poor health. It will cover you till you are healthy to travel again.

A travel insurance policy is a must for those who want to make the most of their travel/ vacation. With several insurance plans available on Elephant, you can compare and get the best one for yourself.

If you are thinking about why it is essential to have travel insurance, you are on the right page. We have got you covered by covering some tips and telling you how to prevent it from losing. Lost luggage happens, and it sucks, but it doesn’t have to be the end of the world. Complaints of lost luggage have indeed dropped considerably over the last several years, but that doesn’t mean it doesn’t still happen. Sure, you could refuse to check a bag and vow to travel only with a carry-on, but that won’t work for all passengers,

Tips to prevent losing your luggage on a foreign trip:

1. Give yourself some time to connect

This is the first step to learning why it is essential to have travel insurance. You need to ensure you have plenty of time built into your itinerary to go from your arrival and departure gates if your trip involves a connecting flight. Your bag may not have adequate time to make the connection, and nobody wants to hang around the airport longer than necessary, but if you cut it too close.

2. Luggage Tags Are a Good Idea:

But if yours does not, make it a priority to attach one before departing; most luggage will already have some sort of ID tag dangling off the handle. It is easier to determine the exact location of your bag with tags with unique QR codes or embedded microchips. Experts at travel insurance India advise you to include only your email address and telephone number on your bag.

3. Place Your Itinerary and Contact Info Inside Your Bag:

Besides having your travel insurance in India, you can also include a printed copy of your complete travel itinerary inside and contact information inside your bag, on top, where it’s easy to spot. That way, airline staff won’t have too much sleuthing to do should they need to forward your lost bag to you.

4. Check-in Early to Avoid Luggage Being Delayed or Lost:

Baggage is undoubtedly a biggie, along with the reasons why the airlines suggest passengers arrive several hours before departure. It takes some time for baggage handlers to transport all those bags from the check-in drop off all the way over to the aeroplane.

You can also include travel insurance cover in your luggage, so there is no much confusion.

5. Consider Shipping Your Luggage:

If you have travel insurance cover, you can indeed include this option as airlines offer some protections when bags are lost, but collecting on a claim against your carrier can require a lot of time and energy.

6. Take a Pic, and It will Last Longer:

When you lose a bag, the airline will ask you to complete an itemized list of your bag’s contents, along with the monetary value of each item. If you just want photographic evidence, snap a quick pic of your bag’s content if your memory isn’t as sharp as it once was.