Car Insurance Blogs

Helping you to make informed decisions about insurance
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What Should You Do if Your Vehicle Is Involved in a Road Accident?
published on June 21, 2023

A road accident can be a stressful event, but with the right knowledge and support, you can navigate through this experience with resilience and confidence. Let’s explore some important steps you should remember if you find yourself in such a situation.

1. Stay Clam and Manage the Situation

First and foremost, staying calm and managing the situation is vital. Take a deep breath and assess the damage to your vehicle and any others involved. If there are injuries, immediately call for medical assistance. Remember, it’s important not to move any injured person unless it’s absolutely necessary to avoid further harm.

2. Collect Relevant Details

Make sure to collect their contact details, and insurance information, and note down the make, model, and registration number of their vehicle. If there are witnesses, gather their names and contact information as well.

3. Take Pictures and Gather Proof

In today’s digital age, a picture is worth a thousand words. Use your phone to capture images of the damage to your car and the other vehicles involved. These photographs can serve as crucial evidence when submitting an insurance claim. Additionally, try to capture the accident scene and any relevant traffic signals or road signs that may have contributed to the collision.

4. File an FIR

In cases of significant injuries or severe damage to the vehicles, filing a First Information Report (FIR) with the police is essential. The FIR will serve as important documentation for insurance purposes, so try to obtain a copy for your records.

5. Notify Your Insurance Provider

Next, it’s time to notify your insurance provider promptly. Share all the relevant information, including the police FIR and the photographs of the damage. Follow their instructions carefully to facilitate the claim process. But before accepting any settlement offers from the other driver or their insurance provider, thoroughly review the terms and conditions. It’s crucial to understand the implications and ensure you receive fair compensation for the damages.

6. Repair Your Vehicle

Once the insurance process is underway, you’ll need to have your vehicle repaired. Visit a partner garage or an approved service facility to get the necessary repairs done. Remember to save all the invoices and receipts related to the repairs, as your insurance company may request them as part of the claims procedure.

7. Appropriate RC Information for Garage Cashless Services

When it comes to insurance, accurate information is crucial. Ensure that your vehicle’s RC book contains the correct details about the engine, chassis, and registration numbers. Any discrepancies may hinder your chances of receiving cashless service at a network garage. So, be meticulous when purchasing or renewing your vehicle insurance policy.

8. Assuring Quick Evaluation and Repairs for Your Damaged Vehicle

In some cases, the insurance company may appoint a surveyor to evaluate the damage to your car and determine the payout. They may conduct a spot survey at the accident site or visit the garage where your vehicle is being repaired. If there are delays in the survey or claim processing, don’t hesitate to contact your insurance provider or agent/broker for updates. Being proactive and following up can help expedite the resolution process.

Conclusion

A car accident is undoubtedly a distressing experience. But if you adhere to these simple instructions, you can ensure that dealing with the consequences of an accident is as easy and hassle-free as possible.

Moreover, at such times, Elephant.in stands by your side, offering unwavering support throughout the entire process. From providing roadside assistance to ensuring you receive your rightful claim, our team of dedicated experts is here for you. Count on Elephant.in to deliver top-notch service and guidance at every stage. If you require any assistance or have any queries, do not hesitate to contact Elephant.in at 1800 266 9693 or support@elephant.in.

Drive safely and let Elephant.in help you stay secure on road.

EL/02/23-24/101

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Why Corporate Employees Must Purchase Insurance from Elephant.in
published on March 15, 2023

Elephant.in is India’s first Insurtech consulting platform offering a one-stop solution for all the personal insurance needs of corporate employees.

Employees often seek various insurance plans to strengthen their financial capability and secure their future. By empowering them with Corporate Superpower, we offer various coverages to keep their present and future financially secured.

Powered by Alliance Insurance Brokers Pvt. Ltd., India’s leading insurance brokers, nothing but only the best insurance plans at the best price are provided.

A Sneak Peek of Benefits Offered by Elephant.in

When employees use their Work Email ID, they get access to following benefits at Elephant.in:

#1. Corporate Superpower

Corporate employees deserve the right to feel taken care of and that’s exactly what is done. They are guarded with superpowers that allow them to get the best insurance policy at economical prices and top-notch service.

#2. Handpicked Insurers

Packed with carefully chosen insurance companies, employees can rest assured about being helped with the best plans in line with – their requirements and paying capability, along with the best customer service.

#3. Instant Policy

Get over those traditional physical policies that were time-consuming, lengthy and extremely annoying. As soon as the payment is made, employees can either download or print the chosen policy.

#4. Digital Relationship Manager

After purchasing a policy, having questions or expecting some help is natural and that’s not neglected. Each employee is backed by a dedicated digital relationship manager to help with such matters and offer peace of mind.

#5. Lifetime Personalized Account

Looking for one thing and hunting from place to place is annoying and takes ample time. This is why employees these days expect everything together in one place. Making it a reality, employees are given a lifetime personalized account to manage their policy effortlessly.

#6. AI-based Recommendation

The artificial intelligence, Laxmi, works like a friendly advisor for every employee and guides them throughout the process. Laxmi also suggests solutions or recommendations it believes might prove helpful for an employee.

#7. Right Insurance at the Best Price

There are a couple of benefits corporate employees can reap. They are told about various insurance plans with each one of them having their own benefits. This way, employees are helped in picking the best insurance that covers their needs at the best possible negotiated price.

#8. Assistance from Experts

Gone are the days when stepping into the insurance space was a troublesome, complicated and severe headache. Professional insurance experts simplify everything and make the whole experience a lot easier than they thought.

#9. Best-in-Class Claim Service

Nothing is certain and insurance plan claims are no exception. However, skilled and determined experts are always at the beck and call of the employees to help them get what they deserve. In other words, claims are managed easily.

#10. Renewal Management

Timely automatic renewal notifications are shared to remind the employees before the policy is about to expire. This ensures that they renew the policy on time and that too in a quick and easy way. Simply said, attention is given so that payments are not delayed.

A Zero Cost Insurance Consulting Platform for Corporate Employees

Elephant.in has a vast clientele and a number of trusted insurers, two factors that speak for the company being a genuine and reliable choice for corporate employees. More than 10 lakh employees have benefited from their association with these talented professionals and are continuing to do so. Combining these reasons together make Elephant.in a great pick for everyone who belongs to the corporate world.

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What is Covered Under a Comprehensive Car Insurance Policy?
published on December 26, 2022

Mainly, there are two kinds of car insurance policies – Third Party Liability Coverage and Comprehensive Coverage.

Before talking about Comprehensive coverage, first, let’s quickly go through the Third Party Liability Coverage.

As per the Indian Motor Vehicles Act of 1988, every individual who owns an automobile, or any other type of vehicle for that matter, is required to have third-party liability coverage.  This coverage offers financial security against losses or damages brought on by the insured’s car to a third party. It pays the third party back for any property loss, physical harm, or unintentional death.

What is a Comprehensive Car Insurance Policy?

A comprehensive car insurance policy protects the insured against both third-party liabilities and their own damages.  Since it protects you financially from any damages that may occur unrelated to a collision, it is sometimes known as “other than collision” or “own-damage” car insurance. Any unanticipated events, including accidents, fires, thefts, and natural disasters, are covered by a comprehensive car insurance policy. Thus, both the insured and the third party are covered.

The Advantages Of Purchasing Comprehensive Car Insurance

Any unanticipated occurrence, except collision, is covered by a comprehensive auto insurance policy. It also provides coverage for losses sustained in an accident. Here are some of the many additional advantages of this “other than collision” cover:

  • It offers your vehicle the finest degree of protection possible
  • With comprehensive automobile insurance, you may claim damages suffered in such circumstances even if you were at fault in an accident
  • It covers claims made against you in court, including legal costs, as a consequence of an accident
  • Financial security and peace of mind
  • Financial aid if your car is written off
  • In contrast to third-party insurance, it protects against damage to your own vehicle during an accident

What Is Covered by Comprehensive Insurance?

Comprehensive car insurance covers the 3 following things:

1. Third-Party Liability

  • Damages caused to the property of the third party.
  • Death or injuries caused to the third party.
  • Death of the insured vehicle’s owner.
  • At an additional premium, the demise of the insured vehicle’s driver is also covered.
  • At an additional premium, the demise of the passengers travelling in the insured vehicle is also covered.
  • At an additional premium, the permanent total disability of the insured vehicle’s owner, passengers, and the driver is also covered.

2. Own Damage

  • Natural disasters like storms, floods, earthquakes, tornadoes, hurricanes,  etc.
  • Damage suffered in an accident involving the insured vehicle.
  • Terrorism
  • Explosions, fire, and civil commotions
  • Falling objects
  • Stealing and damage

3. Personal Accident Cover

  • Death of the life insured
  • Loss of two limbs, loss of vision in both eyes, loss of one limb, or loss of one eye.
  • Permanent disability due to injuries other than those already mentioned.

What are the Exclusions of Comprehensive Insurance?

If an accident causes damage to your automobile, you cannot file a compensation claim without having comprehensive coverage at the time of the accident. Similarly, several items are not covered by comprehensive auto insurance:

  • Depreciation
  • Natural deterioration of the vehicle (wear and tear)
  • Mechanical or electrical failure
  • Damages to the car resulting from a driver driving without a legal license
  • Damage brought on by drunk driving
  • Damage incurred from intoxicated driving (under the influence of drugs)
  • Independent tire and tube damage (not due to a covered collision)
  • Vehicle loss or damage caused by mutiny, war, or nuclear risk

Conclusion

There is no doubt that a comprehensive car insurance policy typically offers broader coverage. However, Please note that each policy is unique, and you must read it thoroughly to understand the inclusions and exclusions.

In case of queries, feel free to write us at support@elephant.in or call at 1800 266 9693.

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Section 80D: How to save tax on health insurance premiums paid
published on December 16, 2022

Every year at this time, people start talking about taxes and investments that can reduce their taxable income. And it’s crucial that you only use legal ways while trying to lessen your tax burden. Elephant.in can help with that.

In this article, we have outlined a legal strategy you may use to not only reduce your tax burden but also create a sizeable fund for you and your family’s health emergencies.

One of the legal tax-saving avenues is Section 80D of the Income Tax Act, which allow you to get tax benefits on health insurance premium(s) paid from your income up to a limit of ₹ 1,00,000. Let us understand this Section in detail.

Health Insurance Tax Benefit in India

Under Section 80D, you can avail income tax deductions against healthcare-related expenses and payment of health insurance premium. The amount of tax deductions that you can claim under Section 80D depends on the number of people included under the health insurance coverage as follows:

  • A policy that covers individual, spouse, and children (no member is a senior citizen) – a maximum of ₹ 25,000
  • A policy that covers individual, spouse, and children + parents who are not senior citizens – a maximum of ₹ 50,000
  • A policy that covers individual, spouse, and children + parents who are senior citizens – a maximum of ₹ 75,000
  • A policy that covers individual, spouse, and children where you or your spouse is a senior citizen + parents who are senior citizens – a maximum of ₹ 1,00,000
  • Section 80D also covers payment made for preventive health check-ups, critical illness life insurance plan and other health-related riders provided under a life insurance policy.

It’s almost the end of the third quarter of the current financial year and is the right time to start planning your investments for the year and save some of your hard-earned tax money.

You can visit Elephant.in to choose your preferred insurance company, compare various plans and buy the one that best fits your requirements.

Tax Disclaimer: Tax benefits are defined by the Income Tax Act of 1961 and are subject to any future changes. It is suggested that you consult with a tax consultant.

Source: https://incometaxindia.gov.in/

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Is it worth buying term life insurance in your 50s?
published on November 21, 2022

Between 2021 and 2022, Indian ownership of term insurance plans increased from 39% to 43% 1.

Undoubtedly, the COVID-19 pandemic has made us realize the importance of having a term life insurance plan!

It’s a type of plan that provides pay-out to your nominee(s) in the case of your unfortunate demise.  This pay-out will not only protect your loved ones from a sudden loss of income but also help paying back the unpaid loans such as home loans, student loans, etc.

Even though it’s smart to buy term insurance early, you still have time! So, yes! It is worth buying term insurance in your 50s. Here’s why:

5 Benefits of Buying Term Insurance in Your 50s

Here are the five most important benefits of buying term insurance in your 50s:

1. Replace Lost Income and Pay Living Expenses

Irrespective of your age when you die, a term plan can help your dependents make up for the lost source of income, especially if you were the sole breadwinner. The pay-out received can help them pay their living expenses.

2. Meet Your Family’s Lifestyle Needs

Over time, our lifestyle requirements change. Alongside, inflation keeps rising and that brings down our purchasing power. The pay-out that your nominees get from term insurance can financially aid them to maintain their lifestyle.

3. Protection against Liabilities

You may have taken out loans to buy a house, a car, and other assets. You can rest assured that even if you pass away, the burden from these loans won’t put your family in financial danger. If something tragic happens, the payment from the term plan might be able to pay off the loan(s). Moreover, his gives them peace of mind to focus on their own needs.

4. Financial Security for Children

Your kids are growing and so are their costs to have a stable livelihood. The maturity benefit of term insurance can also help financially secure the future of your children, at least until they start earning themselves.

5. Tax Benefits

Taxpayers may claim specific tax benefits in accordance with the guidelines set in the Income Tax Act. The most often claimed tax benefits fall under Section 80C and Section 10(10D). Please note that the tax norms are subject to change.

To conclude, you can enjoy the above benefits irrespective of the age at which you opt for term insurance. So, compare and buy the best term life insurance plan most suited for your and your family’s future financial security.

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Tax Disclaimer: Tax benefits are defined by the Income Tax Act of 1961 and are subject to any future changes. It is suggested that you consult with a tax consultant.
Sources: https://www.business-standard.com/article/finance/term-insurance-ownership-has-risen-to-43-from-36-in-two-years-ipq-survey-122022300838_1.html

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How to Renew Your Two-Wheeler Insurance After Expiry
published on June 3, 2022

Every two-wheeler owner is required to have at least a third-party insurance plan to ride a bike or a scooter in India. As per Indian Motor Traffic laws, it is illegal to drive without a 3rd party insurance in the country. Therefore, it is advisable to purchase a bike insurance plan without fail. Not renewing the bike insurance on time could result in the lapse of the policy. This is in effect, an expiry of the policy.

Bike insurance policy renewal can be easily done online rather than visiting the insurance company’s branch office. The policy can still be revived, even if you missed the deadline. It’s better to renew a policy than take a new one, as you do not need to be on-boarded once again. The insurer already has all your details.

Many insurance companies remind their policyholder through emails, calls, WhatsApp or texts as their insurance premium payment date approaches. Sometimes we tend to miss these when we don’t see the appropriate communication or we forget to make payments in time. However, if you have missed the renewal date of your insurance policy, immediately get in touch with your insurance company.

The first step you can take is to call your insurance company and ask for assistance related to policy renewal. In case you have lost track of your two-wheeler insurance renewal date or have missed renewing it before the due date, try to check your details online first. In situations where you are only paying after the due date, insurance providers avoid vehicle inspections.

There are two ways to renew your lapsed two-wheeler insurance plan i.e. online and offline. Follow these steps to complete the two-wheeler insurance renewal online after expiry:

  1. Check if you have all the policy requirements ready with you. You can make changes to your policy at the time of renewal.
  2. Login to your insurer’s website.
  3. Enter the details related to your bike.
  4. Select the type of bike insurance policy.
  5. Select add-ons if required.
  6. Make a payment through available payment methods.

Your two-wheeler insurance will be renewed and your renewed bike insurance policy will be sent to your registered email.

Consider the following points before purchasing/renewing a two-wheeler insurance policy.

  1. Be aware of fraudulent offers
  2. Never click on unknown links, asking you to renew on other platforms
  3. Ensure that the insurer’s authorized signature is there on all policy documents.
  4. Always ask for a payment receipt.

When purchasing two-wheeler insurance, the best way to do it is online, on a reputed website like elephant.in. This way you can compare different bike insurance quotes and get insured with the best policy.

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Reasons to get travel insurance for your next international vacation
published on May 30, 2022

International travel can be scary and fun! Did you know that some tourists are known to travel with chefs who can cook food for them – while they travel? This can be a wise decision for most vegetarians who may or may not find the food they need in smaller countries! To what extent should this be done? Should you travel with a Doctor too? The point is you can be careful, but you cannot prepare for everything – it’s practically impossible.

Life is erratic, and the risks only multiply when you are in a foreign land among people you don’t know. There is no guarantee that your trip will go as per plan. You are highly vulnerable from being robbed to meeting an accident or missing your flight. Your trip can take the most unexpected turns in the most inconvenient of times. This is where having travel insurance can come to your aid.

A travel insurance policy can help you maximize the benefits of travelling and ensure that you are prepared for any circumstance in your journey. Here are a few reasons to consider buying a travel insurance policy:

  1. Support in case of medical emergencies

Being in a medical emergency while in a different country or on a flight is completely different from just being ill. Getting medical treatment abroad can be very expensive. Furthermore, instances of medical evacuation from the country will add to your expenses.

Having a travel insurance policy with an adequate cover that protects medical hospitalization/expenses, will save you from hefty medical bills. Your insurance provider can also connect you to the right doctors and hospitals for getting prompt medical care.

  1. Retrieve flight scheduling and cancellation fees

Cancelling or rescheduling flights due to bad weather, strikes, or medical emergencies, can disturb your travel plans. Without travel insurance, you might end up paying the flight cancellation charges. With travel insurance, such charges can be taken care of, and you can enjoy your vacation as planned.

  1. Replacement of stolen or lost luggage

Misplaced or theft of your luggage is not uncommon when travelling. Be it the loss of your debit/credit card/passport or a broken phone due to the carelessness of an airline baggage handler, the right travel insurance will cover you.

  1. Protection against personal liability

A travel insurance policy can come to your aid if you are responsible for property damage or any injury suffered by a third party. Instead of being a victim, you could be at fault in a certain situation and have to compensate for damages. A travel insurance policy can cover you in such scenarios too.

  1. Safeguard your home when you travel

Certain travel insurers provide security to your house while you travel abroad. Protection against expenses incurred due to burglary or fire falls under this plan.

  1. Stress-free travel and stays

With an appropriate travel insurance policy, you can enjoy a stress-free journey while reclaiming losses against uncertain events. It helps to compensate for longer stays due to poor health. It will cover you till you are healthy to travel again.

A travel insurance policy is a must for those who want to make the most of their travel/ vacation. With several insurance plans available on Elephant, you can compare and get the best one for yourself.

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Why you should consider buying critical illness insurance at an early age
published on May 26, 2022

Critical illness insurance protects the insured against serious diseases, which require expensive treatment. When diagnosed with critical diseases like heart attack, cancer, liver cirrhosis, any major surgeries, etc, critical illness insurance ensures a smooth process to settle huge bills. Critical illness bills can result in all your savings drying up. These can easily set you back by Rs 10 lakhs plus.

It helps the family to save costs, and isn’t it wise to buy a critical illness insurance plan before the need arises? The benefits of buying critical illness insurance at an early age are as follows:

  • Lower Premiums

The age of a policyholder is an important factor when deciding the insurance premium. With good health and a lower probability of contracting a serious disease, insurers allow younger policyholders to pay cheaper premiums. Applying for a critical illness plan is easier when one is still in their 20s or 30s because insurers allow low premiums ensuring maximum savings. If the insured does ever require coverage, the longer time that they have paid premiums ensures an easy claim settlement process.

  • Lump-Sum Payment for diagnosis and treatment

Treatment of critical illnesses is more expensive than regular diseases. Critical illness insurance plans usually provide lump-sum payments for treatment, diagnosis, and post-operative care. Many people cannot seek proper treatment as these are not affordable for all. Opting for a critical illness insurance plan at a young age ensures you get the best treatment and procedures when needed

  • Related expenditure coverage

To seek the requisite treatment, patients with cardiovascular or other serious diseases may often need to travel to a different city or country. The patient may be accompanied by friends or family members, and the travel expenses can become too much to bear, especially when you are worried about how much the treatment will cost. Critical illness insurance also allows paying for the miscellaneous expenses that occur in the course of treatment.

  • The family’s lifestyle need not change

When a family member, especially the sole breadwinner, is diagnosed with a critical disease, it affects the entire family’s lifestyle. The family works to save funds to aid the member’s recovery, and they compromise on living comfortably. However, with a simple heart or overall critical illness insurance, the family members need not worry about cutting down their expenses and living comfortably while taking care of their unwell relative.

Buying critical illness insurance prevents a lot of stress by taking care of expenses incurred during diagnosis and treatment. Visit Elephant and compare plans to safeguard yourself against critical illnesses and surgeries.

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How Does Cyber Insurance Work?
published on May 26, 2022

The cost of dealing with data breaches is beyond strengthening security procedures, repairing databases, or replacing lost laptops. Traditional business insurance is not enough to protect companies from cyber-crime. But do you wonder how does cyber insurance works?

Cybercrime is one of the most frequent types of crime, and yet it is not given the attention it requires. Individuals and businesses are susceptible to cybercrime. 2020 made conditions worse as companies had to work remotely without sufficient security measures.

India saw a 65% rise in cybercrime cases filed in 2020. Various small, medium and large-scale enterprises get affected by such crimes. To recoup the losses and expenses incurred while facing a cyberattack, it is wise to get cyber insurance.

The cyber security insurance process works like any other form of insurance. Cyber insurance is provided by many insurers who also provide other forms of business insurance, such as property insurance, errors and omission insurance, and liability insurance. Cyber insurance policies often include first-party coverage, which means losses that impact an organization, and third-party coverage, which means losses incurred by other organizations due to business relations with affected enterprises.

A cyber insurance plan helps an enterprise to pay for any financial losses that incur in the event of a data breach or a cyberattack. It also helps them cover the costs of legal services, investigation, crisis communication, and refunds to the customers.

Cybersecurity insurance typically includes first-party coverage of losses due to hacking, data extortion, data destruction, and data theft. The main areas covered by cyber insurance include:

  1. Data Recovery

Cyber insurance usually enables the business to pay for the recovery of data compromised by a cyberattack.

  1. Recovering personal identities

A cyber liability insurance policy helps an organization restore the personal identities of affected customers. Theft of personal identities is one of the scariest things that can happen to any individual. A stolen identity can help a criminal check into a hotel in London, United Kingdom while you are actually in Mumbai, India.

  1. Customer notifications

Enterprises are required to notify their customers of a data breach, especially if it involves theft or loss of personally identifiable information(PII). Cyber insurance helps businesses cover the cost of this process.

  1. System damage repair

The policy covers the cost of repairing computer systems and servers damaged by a cyberattack. It does not cover the cost of data recovery. It is important to read the fine print in each case.

  1. Ransom Demands

Cyber insurance can help enterprises to cover the cost of meeting extortion/data ransom demands of the compromised data. A lot of times, computation of this amount is difficult. In case intellectual property or competitive trade secrets are lost – identifying the amount to be reimbursed is tough. The amount spent in building this IP or competitive advantage is difficult to calculate and you may or may not get the full amount you believe the Insurance company must give.

Pricing the cyber risk depends on the organization’s revenue and operating industry. To qualify for insurance, the insurer will carry out a security audit. The information gathered from the audit will guide the type of policy the insurance company can offer and the cost of premiums.

Policies vary between different insurance companies. Therefore, it is best to visit Elephant and compare policies to ensure required provisions and protection are covered by the policy.

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Different types of Term Insurance Plans
published on May 20, 2022

A Term Insurance Policy is one of the most basic and traditional forms of life insurance. There must be someone to look after the expenses of your family and term insurance does this job in your absence.

These plans protect your family against unforeseen circumstances by offering financial security for managing their expenses if you are not around. A specific time period assigned to the term insurance plan is known as the plan term. In case a policyholder dies during the plan term, your family is paid a sum assured by the insurance company.

Term Insurance can be broadly classified into 6 types, based on their coverage and term insurance benefits:

  1. Level Term Plan

It is the most simple and basic form of term insurance where the sum assured is fixed throughout the policy tenure. Nominees will receive benefits after the death of the policyholder.

  1. TROP (Term Return of Premium)

This insurance plan comes with a maturity benefit wherein the total premium amount will be returned to the insured if he/she survives the policy tenure.

  1. Increasing Term Plan

While maintaining the premium amount at the same value, the policyholder has the option to increase the assured sum annually during the tenure.

  1. Decreasing Term Plan

Unlike the increasing term plan, the sum assured keeps on decreasing every year to meet the decreasing insurance requirements of the policyholder. This policy comes in handy if the insured person has taken a huge personal loan or is paying an EMI.

  1. Convertible Term Plans

With these plans, the policyholder can convert this plan into any other type of insurance plan at a future date. For instance, if you have bought a term insurance policy for 25 years, but after 5 years, if you want to convert it into whole insurance, an endowment plan, etc., you can change it without any hassle.

  1. Term Plan with Riders

This type of plan comes with rider options such as critical illness cover, death cover, etc., which can be purchased with the term insurance by paying a small premium.

Life throws a lot of surprises, and these surprises may be bitter sometimes. You can visit Elephant and opt for online term insurance to protect your family against the uncertainties of life.

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Alliance Insurance Brokers Pvt. Ltd.
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Email
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CIN: U67200MH2003PTC141621
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Valid from : 13/10/2021 to 12/10/2024
Category : Composite Broker
Principal Officer Name: Mr. S. V. Thakkar
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