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How to Renew Your Two-Wheeler Insurance After Expiry
published on June 3, 2022

Every two-wheeler owner is required to have at least a third-party insurance plan to ride a bike or a scooter in India. As per Indian Motor Traffic laws, it is illegal to drive without a 3rd party insurance in the country. Therefore, it is advisable to purchase a bike insurance plan without fail. Not renewing the bike insurance on time could result in the lapse of the policy. This is in effect, an expiry of the policy.

Bike insurance policy renewal can be easily done online rather than visiting the insurance company’s branch office. The policy can still be revived, even if you missed the deadline. It’s better to renew a policy than take a new one, as you do not need to be on-boarded once again. The insurer already has all your details.

Many insurance companies remind their policyholder through emails, calls, WhatsApp or texts as their insurance premium payment date approaches. Sometimes we tend to miss these when we don’t see the appropriate communication or we forget to make payments in time. However, if you have missed the renewal date of your insurance policy, immediately get in touch with your insurance company.

The first step you can take is to call your insurance company and ask for assistance related to policy renewal. In case you have lost track of your two-wheeler insurance renewal date or have missed renewing it before the due date, try to check your details online first. In situations where you are only paying after the due date, insurance providers avoid vehicle inspections.

There are two ways to renew your lapsed two-wheeler insurance plan i.e. online and offline. Follow these steps to complete the two-wheeler insurance renewal online after expiry:

  1. Check if you have all the policy requirements ready with you. You can make changes to your policy at the time of renewal.
  2. Login to your insurer’s website.
  3. Enter the details related to your bike.
  4. Select the type of bike insurance policy.
  5. Select add-ons if required.
  6. Make a payment through available payment methods.

Your two-wheeler insurance will be renewed and your renewed bike insurance policy will be sent to your registered email.

Consider the following points before purchasing/renewing a two-wheeler insurance policy.

  1. Be aware of fraudulent offers
  2. Never click on unknown links, asking you to renew on other platforms
  3. Ensure that the insurer’s authorized signature is there on all policy documents.
  4. Always ask for a payment receipt.

When purchasing two-wheeler insurance, the best way to do it is online, on a reputed website like Elephant. This way you can compare different bike insurance quotes and get insured with the best policy.

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Bike Accessories For Long Distance Motorcycles Touring
published on October 6, 2021

Words can hardly describe how it feels when it comes to Exploring new locations on a motorcycle. Experts who offer two wheeler insurance online say ‘free spirits’ throw caution to the wind and hope everything works out. Meeting new people, visiting new places, on a bike has the ability to empower you, at the same time, freshen you up. To go on such a journey, you need to equip yourself with some necessary bike accessories for a practical and safe ride.

A few must-have Bike Accessories for long-distance rides are:

Tool kit:

Different bikes have different tool kits, which have evolved over the years into a set of more advanced and efficient tools. These new tool kits reduce the amount of work for the mechanic and also reduce the effort applied and increase the speed of a repair. For long-distance touring, a tool kit is now a requirement as you never know what problems your bike might face and when it might need a repair. 

First aid kit:

In case of an emergency, a first-aid kit is a collection of supplies and medical equipment that is used to give medical treatment. There is a wide variation in the contents of first-aid kits based on the knowledge and experience of those putting it together. A first-aid kit can also save lives in case of an accident or medical emergency. Since doctors and hospitals won’t be available in remote destinations, the first-aid kit proves to be one of the essential touring accessories you need.

Saddlebags or tank bags:

Earlier saddlebags were earlier used on horses, but ever since the motorcycle was invented, the military started using these bags to carry heavy ammunition and artillery on the bike. Saddlebags are now available as modern motorcycle accessories to place across the rear portion of the motorcycle seat, making them quickly detachable. Panniers are Modern metal Saddlebags. Experts who offer two wheeler insurance online say a tank bag is a storage compartment attached to the top of the gas tank.

Evacuation Insurance:

you may need to be evacuated to the nearest medical facility and, ultimately, back home when excrement really hits the propeller. Based on your two-wheeler insurance online you could end up with an exceptionally costly transportation bill. Medical evacuation insurance can provide peace of mind for you and your loved ones and potentially save you a pile of money.

Portable Air Compressor:

You will need a way to re-inflate it After you fix your flat tire. Some flat-repair kits come with a few CO2 cartridges, but depending on your tire’s size, you probably won’t have enough to inflate it fully for safe operation.

Motorcycle Owner’s Manual and Spare Bike Key:

Keeping your motorcycle owner’s manual on the bike and being familiar with its contents can be very helpful. Experts who offer two-wheeler insurance online say it contains valuable information about routine maintenance, load capacity, electrical system charging output, proper tire inflation, etc. 

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