How to Renew Your Two-Wheeler Insurance After Expiry
Published on June 3, 2022 | Bike insurance
Every two-wheeler owner is required to have at least a third-party insurance plan to ride a bike or a scooter in India. As per Indian Motor Traffic laws, it is illegal to drive without a 3rd party insurance in the country. Therefore, it is advisable to purchase a bike insurance plan without fail. Not renewing the bike insurance on time could result in the lapse of the policy. This is in effect, an expiry of the policy.
Bike insurance policy renewal can be easily done online rather than visiting the insurance company’s branch office. The policy can still be revived, even if you missed the deadline. It’s better to renew a policy than take a new one, as you do not need to be on-boarded once again. The insurer already has all your details.
Many insurance companies remind their policyholder through emails, calls, WhatsApp or texts as their insurance premium payment date approaches. Sometimes we tend to miss these when we don’t see the appropriate communication or we forget to make payments in time. However, if you have missed the renewal date of your insurance policy, immediately get in touch with your insurance company.
The first step you can take is to call your insurance company and ask for assistance related to policy renewal. In case you have lost track of your two-wheeler insurance renewal date or have missed renewing it before the due date, try to check your details online first. In situations where you are only paying after the due date, insurance providers avoid vehicle inspections.
There are two ways to renew your lapsed two-wheeler insurance plan i.e. online and offline. Follow these steps to complete the two-wheeler insurance renewal online after expiry:
Check if you have all the policy requirements ready with you. You can make changes to your policy at the time of renewal.
Your two-wheeler insurance will be renewed and your renewed bike insurance policy will be sent to your registered email.
Consider the following points before purchasing/renewing a two-wheeler insurance policy.
Be aware of fraudulent offers
Never click on unknown links, asking you to renew on other platforms
Ensure that the insurer’s authorized signature is there on all policy documents.
Always ask for a payment receipt.
When purchasing two-wheeler insurance, the best way to do it is online, on a reputed website like Elephant. This way you can compare different bike insurance quotes and get insured with the best policy.
*All discounts provided by insurers as per IRDAI approved insurance plans.
Standard T&C apply.
Insurance is the subject matter of solicitation. For more details on policy
terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before
concluding sale.
Visitors are hereby informed that their information submitted on the website may
be shared with insurers for soliciting insurance policies.The product information for comparison
displayed on this website is of the insurers with whom our company has an agreement.Product
information is authentic and solely based on the information received from the Insurer.
Elephant.in is best viewed through Internet Edge, Mozilla
Firefox® 16.x and +, Safari 5.1 and +, Chrome 23 and +, or an equivalent browser software. If your
browser is older, you may have trouble viewing many of our web site features properly. If you are
unsure of the version of your browser, you can determine it by choosing ‘Help’ at the top of your
browser window and then selecting ‘About’ (your browser).
I am a Corporate
For Employers Only
I am an Existing Customer
My Account
Login to your lifetime personalized account for seamless policy
management including claims.