{"id":2684,"date":"2024-07-05T14:37:26","date_gmt":"2024-07-05T14:37:26","guid":{"rendered":"https:\/\/elephant.in\/knowledge-center\/?post_type=web-story&#038;p=2684"},"modified":"2024-10-25T10:43:10","modified_gmt":"2024-10-25T10:43:10","slug":"5-dos-and-donts-while-buying-health-insurance","status":"publish","type":"web-story","link":"https:\/\/elephant.in\/knowledge-center\/web-stories\/5-dos-and-donts-while-buying-health-insurance\/","title":{"rendered":"5 Do&#8217;s and Don\u2019ts While Buying Health Insurance"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Montserrat%3Awght%40400%3B700\" 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publisher-logo-src=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2023\/09\/Elepahnt-Logo-in-96x96-01.jpg\" title=\"5 Do&#x27;s and Don\u2019ts While Buying Health Insurance\" poster-portrait-src=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/cropped-5-Dos-and-Donts-While-buying-Health-Insurance-BG-01-scaled-1.jpg\"><amp-story-page id=\"962a5530-b269-44dd-a5cc-2005be86dc78\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#85d7f2\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-fe0f539c-055a-4c3d-9711-fd1468faeb16\">\n<div 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768w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-BG-01-576x1024.jpg 576w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-BG-01-169x300.jpg 169w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-BG-01-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:8.73786%;top:71.84466%;width:82.52427%;height:16.50485%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5882352941176471% 0.5882352941176471% 0.5882352941176471% 0.5882352941176471% \/ 1.9607843137254901% 1.9607843137254901% 1.9607843137254901% 1.9607843137254901%\" id=\"el-652335da-b7b4-4af6-b4f1-d6936f9d0dd7\">\n<h1 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.11941176470588305% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.453074em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700\">5 Do&#8217;s and Don\u2019ts While Buying Health Insurance<\/span><\/span><\/h1>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:8.49515%;top:89.96764%;width:82.52427%;height:13.91586%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5882352941176471% 0.5882352941176471% 0.5882352941176471% 0.5882352941176471% \/ 2.3255813953488373% 2.3255813953488373% 2.3255813953488373% 2.3255813953488373%\" id=\"el-f8ecb98c-89b1-45e0-a0f8-6895e499d834\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.07676470588235323% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.291262em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span>Buying right health insurance can be a daunting task. Here\u2019s a quick guide covering top 5 &nbsp;do\u2019s and don\u2019ts while you purchase a health plan.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"108bd9ac-cbff-4762-be7e-8873a3dd2bbc\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-672e72ef-83f1-4031-9a81-5f3f8b56436f\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c1a0c1ea-a5d3-404c-b932-dd06e18a655f\",\"keyframes\":{\"transform\":[\"translate3d(0px, 94.60854%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-1f2d4fd1-bf11-4b81-9612-4c54d6678192\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-29ddde64-1cb1-4fd5-8afb-6682322435c1\",\"keyframes\":{\"transform\":[\"translate3d(0px, 707.66234%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-91d3722a-9095-4045-93c9-792805a7ed5c\",\"keyframes\":{\"transform\":[\"translate3d(0px, 253.21628%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d3d1cc\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-302f9fe4-974b-4773-9e1f-38f3cbb2e7fc\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-02-scaled.jpg\" alt=\"Needs Assessment\" srcSet=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-02-scaled.jpg 1440w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-02-1152x2048.jpg 1152w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-02-864x1536.jpg 864w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-02-768x1366.jpg 768w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-02-576x1024.jpg 576w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-02-169x300.jpg 169w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-02-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-4.85437%;top:72.97735%;width:108.98058%;height:38.34951%;opacity:1\">\n<div id=\"anim-672e72ef-83f1-4031-9a81-5f3f8b56436f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-c1a0c1ea-a5d3-404c-b932-dd06e18a655f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 94.60854%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-1bbda0da-4fa2-4733-aefc-ea246a9001ad\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.5);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:76.05178%;width:68.68932%;height:4.69256%;opacity:1\">\n<div id=\"anim-1f2d4fd1-bf11-4b81-9612-4c54d6678192\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-29ddde64-1cb1-4fd5-8afb-6682322435c1\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 707.66234%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7067137809187279% 0.7067137809187279% 0.7067137809187279% 0.7067137809187279% \/ 6.896551724137931% 6.896551724137931% 6.896551724137931% 6.896551724137931%\" id=\"el-44755338-39b7-4c2e-8129-105330051000\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.12296819787985894% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.388350em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">1. Needs Assessment<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:82.36246%;width:88.83495%;height:9.38511%;opacity:1\">\n<div id=\"anim-d654d2b7-3ff1-45bd-aa02-ee442007ba51\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-0ce9627a-a4fe-4b3b-9734-bce43687f934\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 286.59014%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.546448087431694% 0.546448087431694% 0.546448087431694% 0.546448087431694% \/ 3.4482758620689653% 3.4482758620689653% 3.4482758620689653% 3.4482758620689653%\" id=\"el-28755da5-6fbe-4371-91f1-4f4890270cfc\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0633879781420768% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.258900em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Do<\/span><span style=\"color: #fff\"> evaluate your health status, medical history and potential future medical needs to select a right plan for you.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:93.68932%;width:88.83495%;height:6.14887%;opacity:1\">\n<div id=\"anim-1f09756f-bdf3-4c4b-b271-1cf747bd7979\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-91d3722a-9095-4045-93c9-792805a7ed5c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 253.21628%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.546448087431694% 0.546448087431694% 0.546448087431694% 0.546448087431694% \/ 5.263157894736842% 5.263157894736842% 5.263157894736842% 5.263157894736842%\" id=\"el-794942b3-f2ba-4898-8cb5-db515296ff6b\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0633879781420768% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.258900em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Don&#8217;t<\/span><span style=\"color: #fff\"> overlook specific health needs and family requirements.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"15800911-c420-4245-81c3-8926bd9b489f\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-003fa215-1bbb-467f-bba4-15e59e5dd2bb\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-23668270-24cd-4b1d-9d6b-03a9fdf40ed3\",\"keyframes\":{\"transform\":[\"translate3d(0px, 94.60854%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-80756f14-4193-4efc-9e51-e562db6c8be7\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-dce30fc6-c98f-495b-ac5e-f1451543c747\",\"keyframes\":{\"transform\":[\"translate3d(0px, 707.66234%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-dc1b5462-9267-42b1-84ba-2619a5d08ccb\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b58391e5-1b09-484e-afa4-77fdcf93798e\",\"keyframes\":{\"transform\":[\"translate3d(0px, 286.59014%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f13d71d6-580f-4924-9b7a-e2b4bc2f2b60\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b7a02e67-dc71-4240-a263-22cd3707b497\",\"keyframes\":{\"transform\":[\"translate3d(0px, 165.90045%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#e7e6e4\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0f3cffd9-1ee7-4a5e-ae6e-4d31236135fe\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-03-scaled.jpg\" alt=\"Plan Comparison\" srcSet=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-03-scaled.jpg 1440w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-03-1152x2048.jpg 1152w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-03-864x1536.jpg 864w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-03-768x1366.jpg 768w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-03-576x1024.jpg 576w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-03-169x300.jpg 169w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-03-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-4.85437%;top:72.97735%;width:108.98058%;height:38.34951%;opacity:1\">\n<div id=\"anim-003fa215-1bbb-467f-bba4-15e59e5dd2bb\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-23668270-24cd-4b1d-9d6b-03a9fdf40ed3\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 94.60854%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-10fa28e0-51bf-4693-b659-c976a4f4574a\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.5);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:76.05178%;width:68.68932%;height:4.69256%;opacity:1\">\n<div id=\"anim-80756f14-4193-4efc-9e51-e562db6c8be7\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-dce30fc6-c98f-495b-ac5e-f1451543c747\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 707.66234%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7067137809187279% 0.7067137809187279% 0.7067137809187279% 0.7067137809187279% \/ 6.896551724137931% 6.896551724137931% 6.896551724137931% 6.896551724137931%\" id=\"el-03c00891-0340-4f67-ad06-8bb998984ad6\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.12296819787985894% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.388350em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">2. Plan Comparison<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:82.36246%;width:88.83495%;height:9.38511%;opacity:1\">\n<div id=\"anim-dc1b5462-9267-42b1-84ba-2619a5d08ccb\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-b58391e5-1b09-484e-afa4-77fdcf93798e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 286.59014%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.546448087431694% 0.546448087431694% 0.546448087431694% 0.546448087431694% \/ 3.4482758620689653% 3.4482758620689653% 3.4482758620689653% 3.4482758620689653%\" id=\"el-1ab60510-09f3-4ee3-8e46-a09d0d330884\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0633879781420768% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.258900em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Do<\/span><span style=\"color: #fff\"> Check various plans online from different insurance providers compare premiums, benefits, coverage limits, and exclusions.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:93.68932%;width:88.83495%;height:9.38511%;opacity:1\">\n<div id=\"anim-f13d71d6-580f-4924-9b7a-e2b4bc2f2b60\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-b7a02e67-dc71-4240-a263-22cd3707b497\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 165.90045%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.546448087431694% 0.546448087431694% 0.546448087431694% 0.546448087431694% \/ 3.4482758620689653% 3.4482758620689653% 3.4482758620689653% 3.4482758620689653%\" id=\"el-c4e1da55-0cec-4215-ae9b-dac3efc166c6\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0633879781420768% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.258900em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Don&#8217;t <\/span><span style=\"color: #fff\">choose a plan solely based on the premium; consider other important factors as well.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"0883ce2b-eeaf-4eb4-a1ed-7b2436397e59\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-2a00947d-81dd-41a0-8d11-487f40b6769a\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-37af7d0e-fa78-413a-8d85-9cee634f6d8d\",\"keyframes\":{\"transform\":[\"translate3d(0px, 94.60854%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f2a0f1fa-688e-4f5b-940d-828f3a9d8551\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-ef8d4b29-a248-46a9-a503-238000aa1166\",\"keyframes\":{\"transform\":[\"translate3d(0px, 724.90368%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-fc26a09c-1dc0-4d31-814d-80dee69ec19a\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-887f37d6-d7a7-40fd-bcb2-c49191c36efa\",\"keyframes\":{\"transform\":[\"translate3d(0px, 213.10540%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-3a8555e4-2a33-4b3e-9818-67e934049068\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-e4811644-98d8-4eae-b5f1-b6017618623d\",\"keyframes\":{\"transform\":[\"translate3d(0px, 131.41764%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#25292f\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c06180f7-5f42-4292-9b7e-a86875070033\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-04-scaled.jpg\" alt=\"Understanding Coverage\" srcSet=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-04-scaled.jpg 1440w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-04-1152x2048.jpg 1152w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-04-864x1536.jpg 864w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-04-768x1366.jpg 768w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-04-576x1024.jpg 576w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-04-169x300.jpg 169w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-04-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-4.85437%;top:72.97735%;width:108.98058%;height:38.34951%;opacity:1\">\n<div id=\"anim-2a00947d-81dd-41a0-8d11-487f40b6769a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-37af7d0e-fa78-413a-8d85-9cee634f6d8d\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 94.60854%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c5f09108-0fad-4159-9e48-b967b377acd0\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.5);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:75.24272%;width:86.8932%;height:4.69256%;opacity:1\">\n<div id=\"anim-f2a0f1fa-688e-4f5b-940d-828f3a9d8551\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-ef8d4b29-a248-46a9-a503-238000aa1166\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 724.90368%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5586592178770949% 0.5586592178770949% 0.5586592178770949% 0.5586592178770949% \/ 6.896551724137931% 6.896551724137931% 6.896551724137931% 6.896551724137931%\" id=\"el-99bed464-971d-4ce8-ba61-479dcf5d5d20\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.09720670391061473% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.388350em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">3. Understanding Coverage<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:82.36246%;width:88.83495%;height:12.62136%;opacity:1\">\n<div id=\"anim-fc26a09c-1dc0-4d31-814d-80dee69ec19a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-887f37d6-d7a7-40fd-bcb2-c49191c36efa\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 213.10540%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.546448087431694% 0.546448087431694% 0.546448087431694% 0.546448087431694% \/ 2.564102564102564% 2.564102564102564% 2.564102564102564% 2.564102564102564%\" id=\"el-f4232c1f-6271-47b2-9724-79880ee782bd\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0633879781420768% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.258900em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Do<\/span><span style=\"color: #fff\"> read and understand the policy document thoroughly to understand outpatient, inpatient and emergency services and exclusions.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:96.92557%;width:88.83495%;height:9.38511%;opacity:1\">\n<div id=\"anim-3a8555e4-2a33-4b3e-9818-67e934049068\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-e4811644-98d8-4eae-b5f1-b6017618623d\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 131.41764%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.546448087431694% 0.546448087431694% 0.546448087431694% 0.546448087431694% \/ 3.4482758620689653% 3.4482758620689653% 3.4482758620689653% 3.4482758620689653%\" id=\"el-9bdcb543-2195-4334-b1af-7958b196ba34\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0633879781420768% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.258900em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Don&#8217;t <\/span><span style=\"color: #fff\">skip reading the fine prints of the policy as it can lead to misunderstandings about the coverage.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"74cf22a1-8fb0-4eff-8efd-85f2ccdb075f\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-366f5de4-3edc-489c-b2cd-669cec726f81\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-62a2c187-de89-4222-b18d-02ab521ade17\",\"keyframes\":{\"transform\":[\"translate3d(0px, 94.60854%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-21bb8d10-e284-4c78-a5b7-d4ff33ea0b93\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-67ef46a5-47de-42fa-889b-449c47f09eee\",\"keyframes\":{\"transform\":[\"translate3d(0px, 724.90368%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-20078cc4-7f90-49b3-b7f2-fe037f34834a\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-50aadd28-324c-4e5d-b0b7-af5f12e393bb\",\"keyframes\":{\"transform\":[\"translate3d(0px, 213.10540%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-a333e2f4-9d8f-4e7f-934d-fd7b1d1fed38\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f017d90f-7b96-46c1-acf2-bcc2ad72e31c\",\"keyframes\":{\"transform\":[\"translate3d(0px, 200.58466%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#315367\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-a6e7c065-2f3a-46fc-ad98-1f633dfcee54\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-05-scaled.jpg\" alt=\"Cost Evaluation\" srcSet=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-05-scaled.jpg 1440w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-05-1152x2048.jpg 1152w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-05-864x1536.jpg 864w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-05-768x1366.jpg 768w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-05-576x1024.jpg 576w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-05-169x300.jpg 169w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-05-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-4.85437%;top:72.97735%;width:108.98058%;height:38.34951%;opacity:1\">\n<div id=\"anim-366f5de4-3edc-489c-b2cd-669cec726f81\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-62a2c187-de89-4222-b18d-02ab521ade17\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 94.60854%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-6cd45b69-225d-4d37-9dd0-6d600401b7e7\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.5);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:75.24272%;width:86.8932%;height:4.69256%;opacity:1\">\n<div id=\"anim-21bb8d10-e284-4c78-a5b7-d4ff33ea0b93\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-67ef46a5-47de-42fa-889b-449c47f09eee\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 724.90368%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5586592178770949% 0.5586592178770949% 0.5586592178770949% 0.5586592178770949% \/ 6.896551724137931% 6.896551724137931% 6.896551724137931% 6.896551724137931%\" id=\"el-9cfde251-5892-4ca5-931e-bc82736d9c90\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.09720670391061473% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.388350em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">4. Cost Evaluation<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:82.36246%;width:88.83495%;height:12.62136%;opacity:1\">\n<div id=\"anim-20078cc4-7f90-49b3-b7f2-fe037f34834a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-50aadd28-324c-4e5d-b0b7-af5f12e393bb\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 213.10540%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.546448087431694% 0.546448087431694% 0.546448087431694% 0.546448087431694% \/ 2.564102564102564% 2.564102564102564% 2.564102564102564% 2.564102564102564%\" id=\"el-aee73180-eb1c-429e-9485-d44a25718d38\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0633879781420768% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.258900em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Do<\/span><span style=\"color: #fff\"> consider your budget and understand the total cost, including the premiums, deductible, co-pay, and out-of-pocket expenses.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:96.92557%;width:88.83495%;height:6.14887%;opacity:1\">\n<div id=\"anim-a333e2f4-9d8f-4e7f-934d-fd7b1d1fed38\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-f017d90f-7b96-46c1-acf2-bcc2ad72e31c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 200.58466%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.546448087431694% 0.546448087431694% 0.546448087431694% 0.546448087431694% \/ 5.263157894736842% 5.263157894736842% 5.263157894736842% 5.263157894736842%\" id=\"el-e89eac2f-6bdb-4761-898f-a34f0e59a59f\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0633879781420768% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.258900em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Don&#8217;t <\/span><span style=\"color: #fff\">consider only low premiums; avoid potential high out-of-pocket expenses.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"71c09651-8480-4173-83e0-ba7c9364866a\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-d20fc83a-e0f6-403f-aa9e-9eec9beb872a\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-23f438c1-98fd-4c56-a020-a807141de119\",\"keyframes\":{\"transform\":[\"translate3d(0px, 94.60854%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-369ae8be-a1c4-4da6-890c-d78eef4b20eb\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-27f12d5f-98b5-4c55-882d-a75239926d9e\",\"keyframes\":{\"transform\":[\"translate3d(0px, 724.90368%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-0c238d07-db77-44cf-b655-4c499c76c225\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f437eec4-d62b-4c93-806c-e3115dbabd21\",\"keyframes\":{\"transform\":[\"translate3d(0px, 286.59014%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-16d24b21-1f61-4ac4-a29d-ba10629a302d\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-d9411268-ba84-4c4d-90fb-1a1570d61406\",\"keyframes\":{\"transform\":[\"translate3d(0px, 165.90045%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#c6c4c2\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-b64ed8a4-87de-4c1b-ad6e-7ca9d04635bf\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-06-scaled.jpg\" alt=\"Claim Process\" srcSet=\"https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-06-scaled.jpg 1440w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-06-1152x2048.jpg 1152w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-06-864x1536.jpg 864w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-06-768x1366.jpg 768w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-06-576x1024.jpg 576w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-06-169x300.jpg 169w,https:\/\/elephant.in\/knowledge-center\/wp-content\/uploads\/2024\/07\/5-Dos-and-Donts-While-buying-Health-Insurance-06-150x267.jpg 150w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-4.85437%;top:72.97735%;width:108.98058%;height:38.34951%;opacity:1\">\n<div id=\"anim-d20fc83a-e0f6-403f-aa9e-9eec9beb872a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-23f438c1-98fd-4c56-a020-a807141de119\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 94.60854%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-62b4d4e7-f7b5-4dbd-96a9-eb6702013786\">\n<div class=\"fill\" style=\"background-color:rgba(0,0,0,0.5);will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:75.24272%;width:86.8932%;height:4.69256%;opacity:1\">\n<div id=\"anim-369ae8be-a1c4-4da6-890c-d78eef4b20eb\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-27f12d5f-98b5-4c55-882d-a75239926d9e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 724.90368%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5586592178770949% 0.5586592178770949% 0.5586592178770949% 0.5586592178770949% \/ 6.896551724137931% 6.896551724137931% 6.896551724137931% 6.896551724137931%\" id=\"el-1456013f-ce4a-4732-adbd-df0935a32abc\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.09720670391061473% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.388350em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">5. Claim Process<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:82.36246%;width:88.83495%;height:9.38511%;opacity:1\">\n<div id=\"anim-0c238d07-db77-44cf-b655-4c499c76c225\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-f437eec4-d62b-4c93-806c-e3115dbabd21\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 286.59014%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.546448087431694% 0.546448087431694% 0.546448087431694% 0.546448087431694% \/ 3.4482758620689653% 3.4482758620689653% 3.4482758620689653% 3.4482758620689653%\" id=\"el-463cf2f6-bc7a-4e8b-908e-980ef0b65c45\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0633879781420768% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.258900em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Do<\/span><span style=\"color: #fff\"> understand the filing process of your insurance provider and the documents required at the time of settlement.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:5.82524%;top:93.68932%;width:88.83495%;height:9.38511%;opacity:1\">\n<div id=\"anim-16d24b21-1f61-4ac4-a29d-ba10629a302d\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-d9411268-ba84-4c4d-90fb-1a1570d61406\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 165.90045%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.546448087431694% 0.546448087431694% 0.546448087431694% 0.546448087431694% \/ 3.4482758620689653% 3.4482758620689653% 3.4482758620689653% 3.4482758620689653%\" id=\"el-d71b009c-8b67-4666-8086-8ebdb6525279\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.0633879781420768% 0;font-family:&quot;Montserrat&quot;,sans-serif;font-size:0.258900em;line-height:1.19;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Don&#8217;t <\/span><span style=\"color: #fff\">select an insurer without understanding their claim process, as this may lead to delays at the time of settlement.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"83e9cded-6117-47a9-a104-f1e16b1686ac\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-83f9d322-3149-4ab4-86fd-100fed28d01d\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-047c58a3-4273-490c-86e9-c3767196b34f\",\"keyframes\":{\"transform\":[\"translate3d(0px, 150.33394%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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Learn essential tips and avoid common mistakes with our expert guidance.<\/p>\n","protected":false},"author":1,"featured_media":2695,"template":"","meta":{"web_stories_products":[],"web_stories_publisher_logo":1316,"web_stories_poster":[],"footnotes":""},"web_story_category":[],"web_story_tag":[],"class_list":["post-2684","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Do&#039;s and Don\u2019ts While Buying Health Insurance - blogs<\/title>\n<meta name=\"description\" content=\"Discover the top 5 do&#039;s and don&#039;ts while buying health insurance to make an informed decision. 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#fff\">Disclaimer:<\/span><span style=\"text-decoration: underline; color: #fff\"> <\/span><span style=\"color: #fff\">&nbsp;Standard T&amp;C apply. Product information is authentic and solely based on the information received from the Insurer. Insurance is the subject matter of solicitation. Alliance Insurance Brokers Pvt. Ltd. | 8th Floor, Gold Crest, NS Road No. 10, Juhu, Vile Parle (W) Mumbai 400 049, India | Toll Free No.&nbsp;1800 266 9693&nbsp;| Email:&nbsp;support@elephant.in&nbsp;| Composite Broker | CIN: U67200MH2003PTC141621 | IRDAI Registration No. 217 | Valid till 12\/10\/2024 | 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